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2805 Bards Ct, Matthews, NC 28105 Property Records

Mecklenburg County property record for 2805 Bards Ct, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,358 sqft · built 1983
Lot Size0.786 acres (34,254 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Aug 2022)
Tax Bill$3,348 (2023)
Deeds & MortgagesOct 2021 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN231-224-27

Property Details

APN / Parcel Number

Primary APN231-224-27

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,358 sqft Heated Area
Gross Area3,091 sqft
1st Floor Area1,572 sqft
Upper Floors Area643 sqft
Attic Area220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Lot Area34,254 sqft (0.786 acres)

Exterior Amenities

PorchPorch
Porch Area656 sqft
Deck Area168 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number231-224-27
Street Address2805 BARDS CT
CityMATTHEWS
StateNC
Zip28105-7175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL27 B4 M19-537
Legal SubdivisionHEARTHSTONE 02 MAP 03
Legal Block4
Legal Lot Number27
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group1
Census Block1014
Census Tract5851

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2805 BARDS CT, MATTHEWS, NC 28105-7175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 15, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleJun 29, 2016 · Amount on Record
Deed Document Number0037572924
Deed Book / Page37572 / 924
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2805 BARDS CT, MATTHEWS, NC 28105-7175
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201948
DateOct 22, 2021
Book Page36674/705
Instrument2021201948
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 15, 2022
Property Address2805 BARDS CT, MATTHEWS, NC 28105-7175
Document Number0000117530
Book / Page37572 / 924
Map ReferenceMB 19 PG 537
Instrument DateAug 15, 2022
Instrument2022117530
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6205 CARNEGIE BLVD APT 332, 332, CHARLOTTE, NC 28211-5137

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 BARDS CT, MATTHEWS, NC 28105-7175
InvestorPossibly a Property Investor

Mortgage

Document Number0000117531
DateAug 15, 2022
Instrument2022117531
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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