2805 Aloha Ct, McHenry, IL 60050 Property Records

McHenry County property record for 2805 Aloha Ct, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,676 sqft · built 1973
Lot Size	0.567 acres (24,701 sqft)
Owner	2 Owner Names on Record
Last Sale	$171,000 (Feb 2000)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-24-303-020`

Property Details

APN / Parcel Number

Primary APN	`09-24-303-020`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,676 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	948 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1973
Architectural Style	Other
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,701 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2805 ALOHA CT
City	MCHENRY
State	IL
Zip	60050-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2000R0006370 LT 10 BLK 1 MARETTA ESTATES UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	24
Legal Subdivision	MARETTA ESTATES
Legal Block	1
Legal Lot Number	10
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1021
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2805 ALOHA CT, MCHENRY, IL 60050-2802

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2000 · Amount on Record
Deed Sale	Feb 4, 2000 · Amount on Record
Deed Document Number	2000R0006370
Deed Book / Page	0924
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2805 ALOHA CT, MCHENRY, IL 60050-2802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002598
Date	Jan 24, 2018
Instrument	2018R0002598

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate	4.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2805 ALOHA CT, MCHENRY, IL 60050-2802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050604
Date	Nov 20, 2020
Instrument	2020R0050604

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$84,654 Land $13,154 Building $71,500	$253,962 Land $39,462 Building $214,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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