Stearns County property record for 2805 15th Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,544 sqft · built 2001 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,954 (2026) |
| Deeds & Mortgages | Jan 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-48776-0733 |
| Primary APN | 82-48776-0733 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 4 Stories |
| Building Area | 1,544 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Width | 45 ft Width |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2805 15TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD49 |
| Legal Description | LOT 015 BLK 002 NATURES TRAIL SECTION 26 TOWNSHIP 124 RANGE 028 SECTION 26 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 26 |
| Legal Subdivision | NATURES TRAIL |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 402 |
2805 15th Ave S is owner-occupied and held in a trust.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2805 15TH AVE S, SAINT CLOUD, MN 56301-4572 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 14, 2026 |
| Property Address | 2805 15TH AVE S, SAINT CLOUD, MN 56301-4572 |
| Document Number | 0000T46870 |
| Instrument Date | Dec 12, 2025 |
| Instrument | T46870 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 31, 2026 |
| Title Company | ESSEX TITLE, ESSENT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
The 2026 property tax bill for 2805 15th Ave S was $4,954.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,954.00 | $376,500 (+8.28%) Land $60,000 Building $316,500 | $376,500 (+8.28%) Land $60,000 Building $316,500 |
| 2025 | $347,700 Land $60,000 Building $287,700 | $347,700 Land $60,000 Building $287,700 | |
| 2024 | $4,154.00 (+8.52%) | ||
| 2023 | $3,828.00 | $326,400 Land $60,000 Building $266,400 | $326,400 Land $60,000 Building $266,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2805 15th Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2805 15th Ave S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Intrepid Fiber Networks, Verizon.
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