2804 Windsor Ave, Montgomery, AL 36109 Property Records

Montgomery County property record for 2804 Windsor Ave, Montgomery, AL 36109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1946
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$68,500 (Sep 2022)
Tax Bill	$318 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02-09-2-020-003.000`

Property Details

APN / Parcel Number

Primary APN	`10-02-09-2-020-003.000`
Alternative APNs	`0310020902020003000` `231894`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Area	240 sqft
Porch	Patio
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	231894
Street Address	2804 WINDSOR AVE
City	MONTGOMERY
State	AL
Zip	36109-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INST
Legal Description	1002092020003000
Legal Range	18E
Legal Township	16N
Legal Section	09
Legal Subdivision	J W HEUSTESS ADD TO CAPITOL HG
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3014
Census Tract	1800

Owner

2804 Windsor Ave is owned and occupied by an individual who bought it in September 2022.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2804 WINDSOR AVE, MONTGOMERY, AL 36109-2040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Mar 26, 2009 · Amount on File
Deed Document Number	20224592370
Deed Book / Page	5882 / 424
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Sep 22, 2022
Property Address	2804 WINDSOR AVE, MONTGOMERY, AL 36109-2040
Document Number	0058820424
Book / Page	5882 / 424
Map Reference	MB 7 PG 32
Instrument Date	Sep 22, 2022
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 OLDFIELD DR, MONTGOMERY, AL 36117-3938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 WINDSOR AVE, MONTGOMERY, AL 36109-2040

Mortgage

Document Number	0058820426
Date	Sep 22, 2022
Instrument	5882-0426

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2804 Windsor Ave was $318 with a homeowner's exemption, down 3.6% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$318.00 (-3.64%)
2025	$330.00 Homeowner's exemption	$7,450 Land $1,500 Building $5,950	$74,500 Land $15,000 Building $59,500
2023	$310.00 Homeowner's exemption	$7,040 Land $1,500 Building $5,540	$70,400 Land $15,000 Building $55,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2804 Windsor Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds
Claims by Event	Severe Storms, Tornadoes, Flooding, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Windsor Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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