Roscommon County property record for 2804 W School Rd, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 720 sqft · built 1981 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $715 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-003-011-0086 |
| Primary APN | 008-003-011-0086 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 720 sqft Building Perimeter |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 51,401 sqft (1.18 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2804 W SCHOOL RD |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-900 P-348 L-909 P-566 233 COM AT SW COR SEC 3 TH S89DEG20'42"E ALGSEC LINE4 971.51FT FOR POB TH N0DEG49' 34"W 324.45FT TH |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | MARKEY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970700 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2804 W SCHOOL RD, ROSCOMMON, MI 48653-8540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY CREDIT UNION |
| Aug 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ELGA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 2804 W SCHOOL RD, ROSCOMMON, MI 48653-8540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01170/1645 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 1170/1645 |
| Instrument | 201900006733 |
| Name | SECURITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Oct 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 2804 W SCHOOL RD, ROSCOMMON, MI 48653-8540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01177/2675 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 1177/2675 |
| Instrument | 202100007906 |
| Name | ELGA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Sep 1, 2035 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Markey Township |
| Unified School District | Houghton Lake Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,200 (+51.89%) | $88,400 (+51.89%) | |
| 2025 | $715.00 (+10.85%) | ||
| 2023 | $29,100 | $58,200 | |
| 2022 | $645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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