2804 Veronica Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2804 Veronica Dr, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 3,276 sqft · built 1977
Lot Size0.893 acres (38,899 sqft)
Owner2 Company Names on Record
Last Sale$817,000 (Aug 2021)
Tax Bill$15,405 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN76-8250-0019-00-4

Property Details

APN / Parcel Number

Primary APN76-8250-0019-00-4
Alternative APN
  • 11-76-8250-0019-00-4

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,276 sqft Living Area
1st Floor Area3,212 sqft
Basement Area2,432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area38,899 sqft (0.893 acres)
Lot Dimensions215 ft deep x 181 ft wide
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2804 VERONICA DR
CitySAINT JOSEPH
StateMI
Zip49085-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - A
Legal DescriptionLOT 19 ASSESSORS PLAT OF VAN LENTE SUBDN
Legal SubdivisionVAN LENTE SUB
Legal Lot Number19
Legal Unit19
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1005
Census Tract900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2804 VERONICA DR, SAINT JOSEPH, MI 49085-2335
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJun 29, 2010 · Amount on Record
Deed Book / Page3342 / 927
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 31, 2021
Property Address2804 VERONICA DR, SAINT JOSEPH, MI 49085-2335
Document Number003342/927
Book / Page3342 / 927
Map ReferenceLB 15 PG 8
Instrument DateAug 27, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,026.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 VERONICA DR, SAINT JOSEPH, MI 49085-2335

Mortgage

Document Number0003342928
DateAug 31, 2021
Instrument3342/928
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$456,800$913,600
2025$15,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1991–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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