2804 Tahoe Dr, Merced, CA 95340 Property Records

Merced County property record for 2804 Tahoe Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,614 sqft · built 1958
Lot Size	0.247 acres (10,767 sqft)
Owner	2 Company Names on File
Last Sale	$410,000 (Mar 2025)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Aug 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-183-013-000`

Property Details

APN / Parcel Number

Primary APN	`007-183-013-000`
Alternative APN	`007-183-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1971
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	10,767 sqft (0.247 acres)
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	22 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-183-013
Street Address	2804 TAHOE DR
City	MERCED
State	CA
Zip	95340-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	BEAR CR EST LOT 22
Legal Subdivision	BEAR CR ESTATE
Legal Lot Number	22
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3007
Census Tract	1200

Owner

2804 Tahoe Dr is owned by a company that bought it in March 2025.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	2804 TAHOE DR, MERCED, CA 95340-2415
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 3, 2019	Quit Claim Deed, Transfer AMROCK TITLE CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Apr 24, 2000 · Amount on File
Deed Document Number	20257725
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	0000019798
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2804 TAHOE DR, MERCED, CA 95340-2415
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 TAHOE DR, MERCED, CA 95340-2415

Mortgage

Document Number	0000040561
Date	Nov 18, 2022
Instrument	2022040561

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	904 Months
Due	Mar 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	6.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	Other
Max Rate	11.3%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2804 TAHOE DR, MERCED, CA 95340-2415
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 TAHOE DR, MERCED, CA 95340-2415

Mortgage

Document Number	0000035102
Date	Aug 9, 2021
Instrument	2021035102

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	919 Months
Due	Mar 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.05%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year CMT

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 3, 2019
Property Address	2804 TAHOE DR, MERCED, CA 95340-2415
Document Number	0000019798
Instrument Date	Jun 25, 2019
Instrument	19798
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 TAHOE DR MERCED CA 953402415, MERCED, CA 95340-2415

Mortgage

Document Number	19799
Date	Jul 3, 2019
Instrument	19799

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 3, 2019
Property Address	2804 TAHOE DR, MERCED, CA 95340-2415
Document Number	0000019800
Instrument Date	Jun 25, 2019
Instrument	19800
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2804 TAHOE DR MERCED CA 953402415, MERCED, CA 95340-2415

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Tahoe Dr was $4,500.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,200 (+3.26%) Land $122,400 Building $295,800
2025	$4,500.00	$405,000 Land $120,000 Building $285,000
2023	$1,950.00 (+1.35%)	$180,207 Land $44,307 Building $135,900
2022	$1,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2804 Tahoe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2804 Tahoe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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