2804 Stratford Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 2804 Stratford Ave, Cincinnati, OH 45220

Property Summary

Property Type	Commercial
Details	5 bd · 3 ba · 2,991 sqft · built 1928
Lot Size	0.212 acres (9,278 sqft)
Owner	Company Name on Record
Tax Bill	$9,457 (2025)
Deeds & Mortgages	Feb 2021 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-0006-0123-00`

Property Details

APN / Parcel Number

Primary APN	`101-0006-0123-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,991 sqft Finished Area
1st Floor Area	1,753 sqft
2nd Floor Area	1,238 sqft
Basement Area	1,686 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,278 sqft (0.212 acres)
Lot Dimensions	120 ft deep x 195 ft wide
Garage Area	400 sqft
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2804 STRATFORD AVE
City	CINCINNATI
State	OH
Zip	45220-2813
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	2804 STAFFORD 75 X 120 PT LOT 61 SAMUEL M RIDDLES-PT LOT 82 COL J RIDDLES SUB
Legal Subdivision	COL J RIDDLES SUB
Legal Lot Number	61
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	2901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3322 BISHOP ST, CINCINNATI, OH 45220-1990
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC
Oct 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017
Deed Sale	Oct 5, 2017
Prior Sale	Oct 5, 2017
Deed Document Number	0000091399
Deed Book / Page	013517 / 001568
Last Transfer Date	Feb 18, 2021
Transfer Doc	0000020436
Record Updated	Jun 8, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 18, 2021
Property Address	2804 STRATFORD AVE, CINCINNATI, OH 45220-2813
Document Number	0000020436
Book / Page	14357 / 62
Instrument Date	Jan 19, 2021
Instrument	2021-0020436
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 DIGBY AVE, CINCINNATI, OH 45220-2703

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2804 STRATFORD AVE, CINCINNATI, OH 45220-2813
Document Number	0000111164
Book / Page	013558 / 000930
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 19762 CINCINNATI OH 452190762, CINCINNATI, OH 45219-0762

Mortgage

Document Number	0000111164
Date	Dec 6, 2017
Book Page	013558/000930
Instrument	111164

Lender

Name	WRIGHTPATT CU INC
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431-1706

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 5, 2017
Property Address	2804 STRATFORD AVE, CINCINNATI, OH 45220-2813
Document Number	0000091399
Book / Page	013517 / 001568
Instrument Date	Sep 29, 2017
Instrument	91399
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3322 BISHOP ST CINCINNATI OH 452201990, CINCINNATI, OH 45220-1990

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,457.00 (-1.95%)	$113,400 (-) Land $23,219 Building $90,181
2024	$9,645.00 (+2.14%)	$113,400 (-) Land $23,219 Building $90,181
2023	$9,443.00 (+4.84%)	$113,400 (+15.78%) Land $23,219 Building $90,181	$324,000 (+15.78%) Land $66,340 Building $257,660
2022	$9,007.00	$97,944 Land $22,288 Building $75,656
2020			$279,840 Land $63,680 Building $216,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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