2804 Spruce St, Rialto, CA 92376 Property Records

San Bernardino County property record for 2804 Spruce St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1958
Lot Size	0.166 acres (7,210 sqft)
Owner	Individual Name on File
Tax Bill	$946 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0142-442-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0142-442-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,416 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,210 sqft (0.166 acres)
Lot Dimensions	103 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	550 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2804 SPRUCE ST
City	RIALTO
State	CA
Zip	92376-5348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5819 LOT 16
Legal Subdivision	72M16
Legal Tract	5819
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1014
Census Tract	4301

Owner

2804 Spruce St is owned and occupied by an individual who acquired it in July 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2804 SPRUCE ST, RIALTO, CA 92376-5348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CTRL CU
Jul 17, 2019	Correction Deed, Transfer LAWYERS TITLE
Jan 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 5, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 11, 2019
Transfer Doc	0000239294
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2804 SPRUCE ST, RIALTO, CA 92376-5348
Document Number	0000239295
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 SPRUCE ST RIALTO CA 923765348, RIALTO, CA 92376-5348

Mortgage

Document Number	0000239295
Date	Jul 17, 2019
Instrument	239295

Lender

Name	ARROWHEAD CTRL CU
Type	Credit Union
Address	CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 17, 2019
Property Address	2804 SPRUCE ST, RIALTO, CA 92376-5348
Document Number	0000239294
Instrument Date	Jul 11, 2019
Instrument	239294
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 SPRUCE ST RIALTO CA 923765348, RIALTO, CA 92376-5348

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 16, 2019
Property Address	2804 SPRUCE ST, RIALTO, CA 92376-5348
Document Number	0000015835
Instrument Date	Jan 11, 2019
Instrument	15835
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 SPRUCE ST RIALTO CA 923765348, RIALTO, CA 92376-5348

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 5, 2018
Property Address	2804 SPRUCE ST, RIALTO, CA 92376-5348
Document Number	0000366697
Instrument Date	Nov 22, 1999
Instrument	366697
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2804 SPRUCE ST RIALTO CA 923765348, RIALTO, CA 92376-5348

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Spruce St was $946 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$69,913 (+2%) Land $9,945 Building $59,968
2025	$946.00 Homeowner's exemption	$68,542 Land $9,750 Building $58,792
2023	$955.00 (+7.06%) Homeowner's exemption	$65,881 Land $9,372 Building $56,509
2022	$892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2804 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · Flash Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2804 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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