Martin County property record for 2804 SE Dune Dr, Apt 1109, Stuart, FL 34996
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 4 ba · 2,762 sqft · built 1983 |
| Owner | 2 Trust Names on File |
| Tax Bill | $14,014 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Dec 2021 Sale + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 08-38-42-021-000-1109.0-8-0000 |
| Primary APN | 08-38-42-021-000-1109.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,762 sqft Living Area |
| 1st Floor Area | 2,762 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45897 |
|---|---|
| Street Address | 2804 SE DUNE DR, 1109 |
| City | STUART |
| State | FL |
| Zip | 34996-1932 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 2800 SE DUNE DRIVE CONDO SAILFISH POINT PHASE 1 UNIT 1109 |
| Legal Range | 42E |
| Legal Township | 38S |
| Legal Section | 8 |
| Legal Subdivision | 2800 DUNE DRIVE CONDO |
| Legal Block | 1 |
| Legal Lot Number | 1109 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 100 |
2804 SE Dune Dr, Apt 1109 is held in a trust since February 2024.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1072 ELM ST, WINNETKA, IL 60093-2167 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2024 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 21, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 1, 2022 | Re-recorded Document ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 1997 |
| Deed Sale | Oct 24, 1997 |
| Prior Sale | Apr 30, 1997 · Amount on File |
| Deed Book / Page | 1268 / 1464 |
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 0034250146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 11, 2024 |
| Property Address | 2804 SE DUNE DR APT 1109, 1109, STUART, FL 34996-1932 |
| Document Number | 0034250146 |
| Book / Page | 3425 / 146 |
| Map Reference | MB 584 PG 2490 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 3062044 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1072 ELM ST, WINNETKA, IL 60093-2167 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 2804 SE DUNE DR APT 1109, 1109, STUART, FL 34996-1932 |
| Document Number | 0032802026 |
| Book / Page | 3280 / 2026 |
| Map Reference | MB 584 PG 2490 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2932951 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | MENSING 36, 36, WILLEMSTED XX |
| Name | Verified Name |
|---|---|
| Address | 1072 ELM ST, WINNETKA, IL 60093-2167 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 1, 2022 |
| Property Address | 2804 SE DUNE DR APT 1109, 1109, STUART, FL 34996-1932 |
| Document Number | 0032961458 |
| Book / Page | 3296 / 1458 |
| Map Reference | MB 584 PG 2490 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2945654 |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | KAYA W F G JOMBI, WILLEMSTED XX |
| Name | Verified Name |
|---|---|
| Address | 1072 ELM ST, WINNETKA, IL 60093-2167 |
| Mail Care Of | CLAUDIA CESCA |
The 2025 property tax bill for 2804 SE Dune Dr, Apt 1109 was $14,014, up 15.4% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,014.00 (+15.37%) | $878,040 Building $878,040 | $878,040 Building $878,040 |
| 2024 | $12,147.00 (+8.23%) | ||
| 2023 | $11,223.00 (+11.98%) | $618,915 (+1%) | $748,920 (+15.08%) Building $748,920 |
| 2022 | $10,022.00 | $562,650 | $650,780 Building $650,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2804 SE Dune Dr, Apt 1109 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 390 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,299 units insured incl. 909 condo units |
| Nearby Flood Claims | 70 (1984–2023) |
| Claims Outside the SFHA | 6 of 70 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 SE Dune Dr, Apt 1109 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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