2804 S Stone St, Spokane, WA 99223 Property Records

Spokane County property record for 2804 S Stone St, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,991 sqft · built 2003
Lot Size	1 acres (43,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,692 (Mar 2004)
Tax Bill	$8,523 (2026)
Deeds & Mortgages	Apr 2023 Transfer Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45254.2109`

Property Details

APN / Parcel Number

Primary APN	`45254.2109`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,991 sqft Living Area
Gross Area	5,447 sqft
1st Floor Area	1,739 sqft
2nd Floor Area	1,252 sqft
Basement Area	1,686 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,580 sqft
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2804 S STEEN LN
City	GREENACRES
State	WA
Zip	99016-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SALTESE MEADOWS LT 9 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	25
Legal Subdivision	SALTESE MEADOWS
Legal Block	1
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1018
Census Tract	13001

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2804 S STEEN LN, GREENACRES, WA 99016-7780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Intrafamily Transfer, Transfer
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2004 · Amount on Record
Deed Sale	Mar 12, 2004 · Amount on Record
Deed Document Number	20045044047
Last Transfer Date	Mar 30, 2023
Transfer Doc	0007280147
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Apr 24, 2023
Property Address	2804 S STONE ST, SPOKANE, WA 99223
Document Number	0007280147
Map Reference	VOL 58 PG 93&94
Instrument Date	Mar 30, 2023
Instrument	7280147
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2804 S STEEN LN, GREENACRES, WA 99016-7780

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2804 S STONE ST, SPOKANE, WA 99223
Document Number	0006657506
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 S STEEN LN GREENACRES WA 990167780, GREENACRES, WA 99016-7780

Mortgage

Document Number	0006657506
Date	Nov 8, 2017
Instrument	6657506

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,523.00 (+5.47%)	$930,400 (+28.14%) Land $218,500 Building $711,900	$930,400 (+28.14%) Land $218,500 Building $711,900
2025	$8,081.00 (+16.66%)
2024		$726,100 (+26.17%) Land $125,000 Building $601,100	$726,100 (+26.17%) Land $125,000 Building $601,100
2023	$6,927.00 (+2.02%)	$575,500 Land $110,000 Building $465,500	$575,500 Land $110,000 Building $465,500
2022	$6,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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