Minnehaha County property record for 2804 S Stone Pl, Sioux Falls, SD 57105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,240 sqft · built 1964 |
| Lot Size | 0.174 acres (7,584 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $3,382 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-30-401-017-000 |
| Primary APN | 01-22-30-401-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,240 sqft Finished Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Finished Basement | 930 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Tri-Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,584 sqft (0.174 acres) |
| Lot Dimensions | 97.5 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 47845 |
|---|---|
| Street Address | 2804 S STONE PL |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57105-4345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 2 STONE`S ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | STONE`S ADDN |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 1200 |
Source: Minnehaha County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 2804 S STONE PL, SIOUX FALLS, SD 57105-4345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · VA Mortgage SERVICE FIRST FCU |
| Dec 21, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage SERVICE FIRST FCU |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST PREMIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2804 S STONE PL, SIOUX FALLS, SD 57105-4345 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001977/259 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 1977/259 |
| Name | SERVICE FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | 3901 E 10TH ST, SIOUX FALLS, SD 57103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Dec 21, 2022 |
| Property Address | 2804 S STONE PL, SIOUX FALLS, SD 57105-4345 |
| Document Number | 617DEED/906 |
| Book / Page | 617 DEED / 906 |
| Instrument Date | Dec 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2804 S STONE PL, SIOUX FALLS, SD 57105-4345 |
| Document Number | 1964MTG276 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 1964 MTG/276 |
| Name | SERVICE FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2804 S STONE PL, SIOUX FALLS, SD 57105-4345 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1848MTG/825 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 1848 MTG/825 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,382.00 | $254,300 (-2.49%) Land $30,200 Building $224,100 |
| 2024 | $3,382.00 (+5.23%) | $260,800 (+19.47%) Land $30,200 Building $230,600 |
| 2022 | $3,214.00 | $218,300 Land $30,200 Building $188,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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