2804 S State St, Springfield, IL 62704 Property Records

Sangamon County property record for 2804 S State St, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.126 acres (5,521 sqft)
Owner2 Individual Names on File
Last Sale$115,500 (Apr 2024)
Tax Bill$2,124 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-09.0-110-002

Property Details

APN / Parcel Number

Primary APN22-09.0-110-002
Alternative APN
  • 22090110002 (CHECK DIGIT = 0)

Exterior

Lot Area5,521 sqft (0.126 acres)

Location & Zoning

Account Number22090110002
Street Address2804 S STATE ST
CitySPRINGFIELD
StateIL
Zip62704-5033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 159 BELMONT SUB
Legal SubdivisionBELMONT SUBDIVISION
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1028
Census Tract2801

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2804 S STATE ST, SPRINGFIELD, IL 62704-5033
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Warranty Deed, Transfer · Conventional Mortgage
CEFCU
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Dec 4, 2017Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2024 · Amount on Record
Deed SaleApr 18, 2024 · Amount on Record
Prior SaleDec 4, 2017 · Amount on Record
Deed Document Number20245924
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateApr 18, 2024
Property Address2804 S STATE ST, SPRINGFIELD, IL 62704-5033
Document Number2024R05924
Instrument DateApr 11, 2024
Instrument2024R05924
Transaction TypeTransfer
Record UpdatedMay 8, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$173.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2804 S STATE ST, SPRINGFIELD, IL 62704-5033

Mortgage

Document Number2024R05925
DateApr 18, 2024
Instrument2024R05925
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2804 S STATE ST, SPRINGFIELD, IL 62704-5033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINVESTORS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R31132
DateNov 2, 2020
Instrument2020R31132
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateDec 4, 2017
Property Address2804 S STATE ST, SPRINGFIELD, IL 62704-5033
Document Number2017R31039
Instrument DateNov 28, 2017
Instrument2017R31039
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 S STATE ST, SPRINGFIELD, IL 62704-5033

Mortgage

Document Number2017R31040
DateDec 4, 2017
Instrument2017R31040
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.88%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,124.00 (+18.26%)$32,237 (+23.75%) Land $3,280 Building $28,957$96,711 (+23.75%) Land $9,840 Building $86,871
2022$1,796.00 Homeowner's exemption$26,050 Land $2,650 Building $23,400$78,150 Land $7,950 Building $70,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1993)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEROME
serves 1,600 people · EPA ID IL1670600
Water SourcePurchased surface water from SPRINGFIELD
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
JAB Wireless
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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