2804 S E St, Richmond, IN 47374 Property Records

Wayne County property record for 2804 S E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1996
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2023)
Tax Bill	$695 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`029-18151-01`

Property Details

APN / Parcel Number

Primary APN	`029-18151-01`
Alternative APNs	`89-18-03-320-107.001-030` `500332010701029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	164 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500332010701029
Street Address	2804 S E ST
City	RICHMOND
State	IN
Zip	47374-6774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & 23 FT E SIDE LOT 2 R GENNETT ADDN
Legal Subdivision	R GENNETT ADD
Legal Lot Number	3,23,2
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1021
Census Tract	1101

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	909 MENDLESON DR, RICHMOND, IN 47374-1231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 4, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Apr 13, 2011
Deed Document Number	20233327
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2804 S E ST, RICHMOND, IN 47374-6774
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003328
Date	May 4, 2023
Instrument	2023003328

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	May 4, 2023
Property Address	2804 S E ST, RICHMOND, IN 47374-6774
Document Number	2023003327
Instrument Date	May 1, 2023
Instrument	2023003327
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 S E ST, RICHMOND, IN 47374-6774

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00 (+2.06%)	$232,500 (+66.79%) Land $27,600 Building $204,900	$232,500 (+66.79%) Land $27,600 Building $204,900
2024	$681.00 (-46.21%)
2023		$139,400 (+1.31%) Land $18,500 Building $120,900	$139,400 (+1.31%) Land $18,500 Building $120,900
2022	$1,266.00 (+2.01%) Homeowner's exemption	$137,600 Land $18,500 Building $119,100	$137,600 Land $18,500 Building $119,100
2021	$1,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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