2804 S 3a St, Waco, TX 76706 Property Records

McLennan County property record for 2804 S 3a St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,052 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Tax Bill	$6,115 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-003450-000106-0`

Property Details

APN / Parcel Number

Primary APN	`48-003450-000106-0`
Alternative APN	`340044`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 51 ft wide
Driveway	Concrete Driveway
Driveway Area	2,300 sqft
Porch	Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2804 S 3A ST
City	WACO
State	TX
Zip	76706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BEAVERS ADDN LOT 6 BLOCK 1 ACRES .16
Legal Subdivision	BEAVERS ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3013
Census Tract	200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18907 LA VERITA, SAN ANTONIO, TX 78258-4537
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Special Warranty Deed, Transfer
Jun 6, 2019	Deed of Trust, Mortgage MEMBERS CHOICE/CTRL TX FCU
Jul 18, 2018	Deed of Trust, Mortgage NATIONAL UNITED
Jun 29, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023
Deed Sale	Sep 5, 2023
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	202328316
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	0000022148
Record Updated	Oct 29, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 5, 2023
Property Address	2804 S 3A ST, WACO, TX 76706
Document Number	0000028316
Map Reference	FILE 2006002092
Instrument Date	Aug 9, 2023
Instrument	2023028316
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18907 LA VERITA, SAN ANTONIO, TX 78258-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18907 LA VERITA, SAN ANTONIO, TX 78258-4537
Mail Care Of	JOHN GLEN POST AND MARIA ZUNIGA POST

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2804 S 3A ST, WACO, TX 76706
Document Number	0000019202
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 S 3RD ST WACO TX 767066454, WACO, TX 76706-6454

Mortgage

Document Number	0000019202
Date	Jun 11, 2019
Instrument	19202

Lender

Name	MEMBERS CHOICE/CTRL TX FCU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2804 S 3A ST, WACO, TX 76706
Document Number	0000025087
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 AVENUE H UNITE A AUSTIN TX 78751, AUSTIN, TX 78751

Mortgage

Document Number	0000025087
Date	Jul 18, 2018
Instrument	25087

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 29, 2018
Property Address	2804 S 3A ST, WACO, TX 76706
Document Number	0000022148
Instrument Date	Jun 28, 2018
Instrument	22148
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 S 3RD ST WACO TX 767066454, WACO, TX 76706-6454

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,960 (-7%) Land $33,396 Building $219,564	$252,960 (-7%) Land $33,396 Building $219,564
2025	$6,115.00 (-5.53%)	$272,000 (+36%) Land $34,850 Building $237,150	$272,000 (+36%) Land $34,850 Building $237,150
2024	$6,473.00 (+44.39%)
2023		$200,000 Land $31,360 Building $168,640	$200,000 Land $31,360 Building $168,640
2022	$4,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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