2804 Ruth St, Houston, TX 77004 Property Records

Harris County property record for 2804 Ruth St, Houston, TX 77004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,632 sqft · built 1940
Lot Size	0.133 acres (5,775 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Apr 2019)
Tax Bill	$6,941 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`061-167-000-0002`

Property Details

APN / Parcel Number

Primary APN	`061-167-000-0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	1,578 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Raised
Lot Area	5,775 sqft (0.133 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	179 sqft
Deck Area	236 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0611670000002
Street Address	2804 RUTH ST
City	HOUSTON
State	TX
Zip	77004-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 33 WASHINGTON TERRACE
Legal Subdivision	WASHINGTON TERRACE
Legal Block	33
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2024
Census Tract	312700

Owner

2804 Ruth St is owned and occupied by an individual who bought it in April 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2804 RUTH ST, HOUSTON, TX 77004-5345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Apr 10, 2019	Warranty Deed, Transfer NBKC BK
Jun 22, 2018	Warranty Deed, Transfer SUPERIOR ABSTRACT AND TITLE COMPANY
Jun 25, 2018	Grant Deed, Transfer RED DOOR FNDG
Jun 22, 2018	Affidavit of Death, Transfer
Apr 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Jun 25, 2018 · Amount on File
Deed Document Number	2019143498
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0000430059
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2804 RUTH ST, HOUSTON, TX 77004-5345
Document Number	0000330784
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 RUTH ST HOUSTON TX 770045345, HOUSTON, TX 77004-5345

Mortgage

Document Number	0000330784
Date	Jul 24, 2020
Instrument	330784

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 10, 2019
Property Address	2804 RUTH ST, HOUSTON, TX 77004-5345
Document Number	0000143498
Instrument Date	Apr 5, 2019
Instrument	143498
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 RUTH ST HOUSTON TX 770045345, HOUSTON, TX 77004-5345

Mortgage

Document Number	143499
Date	Apr 10, 2019
Instrument	143499

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 22, 2018
Property Address	2804 RUTH ST, HOUSTON, TX 77004-5345
Document Number	0000277342
Instrument Date	Jun 19, 2018
Instrument	277342
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	SUPERIOR ABSTRACT AND TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2525 N LOOP W #100 HOUSTON TX 770081024, 100, HOUSTON, TX 77008-1024

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 25, 2018
Property Address	2804 RUTH ST, HOUSTON, TX 77004-5345
Document Number	0000281431
Instrument Date	Jun 19, 2018
Instrument	281431
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	SUPERIOR ABSTRACT AND TITLE COMPANY, SUPERIOR ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4007 WALKER ST HOUSTON TX 770231049, HOUSTON, TX 77023-1049

Mortgage

Document Number	281432
Date	Jun 25, 2018
Instrument	281432

Lender

Name	RED DOOR FNDG
Type	Funding / Finance Company
Address	STAFFORD, TX 77477

Agreement

Amount	Amount on Record

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HARRIS TX
Recording Date	Jun 22, 2018
Property Address	2804 RUTH ST, HOUSTON, TX 77004-5345
Document Number	0000277341
Instrument Date	Jun 15, 2018
Instrument	277341
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9610 ROSEHAVEN DR HOUSTON TX 770513133, HOUSTON, TX 77051-3133

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 3, 2017
Property Address	2804 RUTH ST, HOUSTON, TX 77004-5345
Document Number	0000140910
Instrument Date	Mar 31, 2017
Instrument	140910
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 RUTH ST HOUSTON TX 770045345, HOUSTON, TX 77004-5345

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Ruth St was $6,941 with a homeowner's exemption, down 0.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,234 (-14.5%) Land $187,425 Building $222,809	$410,234 (-14.5%) Land $187,425 Building $222,809
2025	$6,941.00 (-0.8%) Homeowner's exemption	$479,788 Land $187,425 Building $292,363	$479,788 Land $187,425 Building $292,363
2024	$6,997.00
2023		$497,755 Land $176,400 Building $321,355	$497,755 Land $176,400 Building $321,355
2022	$7,168.00
2020	$8,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Ruth St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2001–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2804 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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