2804 Ring Rd, Elizabethtown, KY 42701 Property Records

Hardin County property record for 2804 Ring Rd, Elizabethtown, KY 42701

Property Summary

Property TypeCommercial
Lot Size1.4 acres (61,115 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Jul 2022)
Tax Bill$14,275 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Jul 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN231-20-00-011

Property Details

APN / Parcel Number

Primary APN231-20-00-011

Exterior

Lot Area61,115 sqft (1.4 acres)

Location & Zoning

Street Address2804 RING RD
CityELIZABETHTOWN
StateKY
Zip42701
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionJULIANA EST LT 02B
Legal SubdivisionJULIANA EST
Legal Lot Number2B
JurisdictionHARDIN KY
Township / Civil DivisionELIZABETHTOWN
Census Block Group3
Census Block3005
Census Tract1100

Owner

2804 Ring Rd, a commercial property, is owned by a company that bought it in July 2022.

Source: Hardin County records, as of January 16, 2026

Owner of RecordCompany Name on File
Mailing Address175 EMERALD WAY, ELIZABETHTOWN, KY 42701-8568
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Deed of Trust, Mortgage · Line of Credit
THE CECILIAN BANK
Jul 22, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE ADAMS COUNTY BUILDING & LOAN CO
Jul 25, 2022Deed of Trust, Mortgage
THE CECILIAN BANK
Jul 27, 2022Deed, Transfer
Jan 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CECILIAN BANK
Jan 2, 2019Deed, Transfer
COLLIER TITLE INSURANCE COMPANY, COLLIER TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2022 · Amount on File
Deed SaleJul 27, 2022 · Amount on File
Prior SaleJan 2, 2019 · Amount on File
Deed Document Number0001538861
Deed Book / Page1538 / 861
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address2804 RING RD, ELIZABETHTOWN, KY 42701-9114
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 RING RD, ELIZABETHTOWN, KY 42701-9114

Mortgage

Document Number02509/1448
DateFeb 13, 2024
Book Page2509/1448
Lender
NameTHE CECILIAN BANK
TypeBank
AddressELIZABETHTOWN, KY 42701
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueFeb 13, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address2804 RING RD, ELIZABETHTOWN, KY 42701-9114
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2900 RING RD, E TOWN, KY 42701-7934

Mortgage

Document Number02449/1532
DateJul 22, 2022
Book Page2449/1532
Lender
NameTHE ADAMS COUNTY BUILDING & LOAN CO
TypeBank
AddressELIZABETHTOWN, KY 42701
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term252 Months
DueJul 22, 2043
Interest
Rate TypeAdjustable Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address2804 RING RD, ELIZABETHTOWN, KY 42701-9114
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2900 RING RD, ELIZABETHTOWN, KY 42701-7934

Mortgage

Document Number002450/209
DateJul 25, 2022
Book Page2450/209
Lender
NameTHE CECILIAN BANK
TypeBank
AddressELIZABETHTOWN, KY 42701
Agreement
AmountAmount on Record
Term96 Months
DueJul 22, 2030

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJul 27, 2022
Property Address2804 RING RD, ELIZABETHTOWN, KY 42701-9114
Document Number001538/861
Book / Page1538 / 861
Map ReferenceCAB 1 SH 2561
Instrument DateJul 22, 2022
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2804 RING RD, 2804, ELIZABETHTOWN, KY 42701-9114

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 EMERALD WAY, ELIZABETHTOWN, KY 42701-8568

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address2804 RING RD, ELIZABETHTOWN, KY 42701-9114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2255/853
DateJan 2, 2019
Book Page2255/853
Instrument10835180009
Lender
NameCECILIAN BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJan 2, 2019
Property Address2804 RING RD, ELIZABETHTOWN, KY 42701-9114
Document Number1466/1377
Book / Page1466 / 1377
Instrument DateDec 31, 2018
Instrument2019-0000040
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyCOLLIER TITLE INSURANCE COMPANY, COLLIER TITLE

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2900 RING RD, ELIZABETHTOWN, KY 42701-7934

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Ring Rd was $14,275.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityElizabethtown City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,275.00$1,400,000 Land $300,000 Building $1,100,000$1,400,000 Land $300,000 Building $1,100,000
2023$300,000 Land $300,000$300,000 Land $300,000
2021$3,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Ring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Ring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Brandenburg Telecom
Fiber
1,000 / 1,000
Windstream
Fiber · DSL
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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