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2804 Richard Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2804 Richard Rd, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,576 sqft · built 1978
Lot Size0.193 acres (8,412 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jul 2021)
Tax Bill$4,945 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-01-355-012

Property Details

APN / Parcel Number

Primary APN21-01-355-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,576 sqft Living Area
Gross Area3,171 sqft
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Finished Basement1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBi-Level
Exterior MaterialWood Siding
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area8,412 sqft (0.193 acres)
Lot Dimensions124 ft deep x 68 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area595 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2804 RICHARD RD
CityBLOOMINGTON
StateIL
Zip61704-4640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionWASHINGTON EAST SUB 10TH ADD (EX W10) LOT 415
Legal Range02E
Legal Township23N
Legal Section01
Legal SubdivisionWASHINGTON EAST SUB
Legal Lot Number415
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2021
Census Tract1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2804 RICHARD RD, BLOOMINGTON, IL 61704-4640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2021 · Amount on Record
Deed SaleJul 8, 2021 · Amount on Record
Prior SaleFeb 18, 2015 · Amount on Record
Deed Document Number202116134
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 8, 2021
Property Address2804 RICHARD RD, BLOOMINGTON, IL 61704-4640
Document Number202100016134
Instrument DateJun 18, 2021
Instrument2021-00016134
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$292.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 RICHARD RD, BLOOMINGTON, IL 61704-4640

Mortgage

Document Number202100016135
DateJul 8, 2021
Instrument2021-00016135
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,678 (+27.48%) Land $16,986 Building $58,692$227,034 (+27.48%) Land $50,958 Building $176,076
2024$4,945.00 (+10.87%)
2023$4,460.00$59,366 Land $13,325 Building $46,041$178,098 Land $39,975 Building $138,123

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Watch TV
Fixed Wireless		100 / 20

May also be available: Nextlink.

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