2804 Reynolda Cir, Durham, NC 27712 Property Records

Durham County property record for 2804 Reynolda Cir, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,461 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Apr 2023)
Tax Bill	$8,991 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0814-83-5876`

Property Details

APN / Parcel Number

Primary APN	`0814-83-5876`
Alternative APNs	`0814-83-58-7663` `205518`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,461 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2804 REYNOLDA CIR
City	DURHAM
State	NC
Zip	27712-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	ENO FOREST/PH:B/LT#23 PL:000171-000215
Legal Subdivision	ENO FOREST
Legal Phase	B
Legal Lot Number	23
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	4
Census Block	4001
Census Tract	1712

Owner

2804 Reynolda Cir is owned and occupied by two individuals who bought it in April 2023.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage VICTORIAN FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	202359716
Deed Book / Page	9905 / 575
Prior Transfer Date	Jun 10, 2011
Prior Transfer Doc	0067380207
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Jun 29, 2026
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Document Number	0000179122
Book / Page	10575 / 268
Instrument Date	Jun 20, 2026
Instrument	2026179122
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150

Mortgage

Document Number	0000179122,
Date	Jun 29, 2026
Book Page	10575/268
Instrument	2026179122

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Apr 15, 2026
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Document Number	0000170464
Book / Page	10522 / 79
Instrument Date	Apr 10, 2026
Instrument	2026170464
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150

Mortgage

Document Number	0000170464,
Date	Apr 15, 2026
Book Page	10522/79
Instrument	2026170464

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 27, 2023
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Document Number	0099050575
Book / Page	9905 / 575
Map Reference	MB 171 PG 212-224
Instrument Date	Apr 19, 2023
Instrument	2023059716
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 ENCLAVE PL, PAWLEYS ISLAND, SC 29585-5930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150

Mortgage

Document Number	2023059717
Date	Apr 27, 2023
Instrument	2023059717

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150

Mortgage

Document Number	0098410345
Date	Dec 28, 2022
Book Page	9841/345
Instrument	2022047899

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096580324
Date	Apr 1, 2022
Book Page	9658/324
Instrument	2022013822

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150

Mortgage

Document Number	0095600270
Date	Dec 15, 2021
Book Page	9560/270
Instrument	2021063678

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092420090
Date	Feb 25, 2021
Book Page	9242/90
Instrument	2021009189

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090280230
Date	Aug 7, 2020
Book Page	9028/230
Instrument	2020031739

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 26, 2020
Property Address	2804 REYNOLDA CIR, DURHAM, NC 27712-3150
Document Number	0088790561
Book / Page	008879 / 000561
Instrument Date	Feb 14, 2020
Instrument	7271
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,034.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 REYNOLDA CIR DURHAM NC 277123150, DURHAM, NC 27712-3150

Mortgage

Document Number	88790563
Date	Feb 26, 2020
Book Page	008879/000563
Instrument	7272

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2804 Reynolda Cir was $8,991, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,991.00 (+2.52%)	$884,701 (-) Land $131,400 Building $753,301	$884,701 (-) Land $131,400 Building $753,301
2025	$8,770.00	$884,701 Land $131,400 Building $753,301	$884,701 Land $131,400 Building $753,301
2023	$6,624.00 (+3.18%)	$501,617 Land $73,150 Building $428,467	$501,617 Land $73,150 Building $428,467
2022	$6,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Reynolda Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Reynolda Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reynolda Cir

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