2804 Pinnacle Point Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 2804 Pinnacle Point Dr, Crestview, FL 32539 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,323 sqft · built 2005
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$3,600 (Sep 2019)
Tax Bill	$124 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8838-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8838-3`
Alternative APN	`04-2N-23-4008-000B-0900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,323 sqft Heated Area
Gross Area	3,005 sqft
1st Floor Area	2,323 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2804 PINNACLE POINT DR
City	CRESTVIEW
State	FL
Zip	32539-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE POINT LOT 90 BLK B AND COM NW COR LOT 83 RIVERSIDE NORTH AT SHOAL RIVER N 77.21FT TO POB S 83.51 FT N 3 DEG W 83.85
Legal Range	23
Legal Township	02N
Legal Section	04
Legal Subdivision	PINNACLE POINT
Legal Block	B
Legal Lot Number	90
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1028
Census Tract	20702

Owner

Source: Okaloosa County records · APN C56-000-591-8838-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2804 PINNACLE POINT DR, CRESTVIEW, FL 32539-5714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 03, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 09, 2019	Grant Deed, Transfer SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2019 · Amount on Record
Deed Sale	Sep 09, 2019 · Amount on Record
Prior Sale	Jul 21, 2011 · Amount on Record
Deed Document Number	3303263
Deed Book / Page	3417 / 4185
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2804 PINNACLE POINT DR, CRESTVIEW, FL 32539-5714
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 PINNACLE POINT DR, CRESTVIEW, FL 32539-5714

Mortgage

Document Number	0035262460
Date	Feb 18, 2021
Book Page	3526/2460
Instrument	3431038

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 01, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2804 PINNACLE POINT DR, CRESTVIEW, FL 32539-5714
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033764244
Date	Dec 03, 2018
Book Page	3376/4244
Instrument	3246198

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2804 PINNACLE POINT DR, CRESTVIEW, FL 32539-5714
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034712670
Date	Jun 25, 2020
Book Page	3471/2670
Instrument	3368612

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jan 01, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 09, 2019
Property Address	2804 PINNACLE POINT DR, CRESTVIEW, FL 32539-5714
Document Number	0034174185
Book / Page	003417 / 004185
Instrument Date	Sep 06, 2019
Instrument	3303263
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Tax	$25.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 PINNACLE POINT DR CRESTVIEW FL 325395714, CRESTVIEW, FL 32539-5714

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (+14.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,078 (+5.99%)	$329,790 (-6.14%) Land $48,397 Building $281,393
2023	$108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$203,872 (+3%)	$351,350 (+8.89%) Land $41,118 Building $310,232
2022	$105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$197,934	$322,657 Land $31,633 Building $291,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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