Effingham County property record for 2804 Pine Hurst St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,464 sqft · built 2008 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,198,000 (Jul 2026) |
| Tax Bill | $4,755 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-333-064 |
| Primary APN | 03-11-333-064 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Base Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2804 PINE HURST ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 SOUTHWIND SUB ADD 3 3704/21 2495/289 2421/100 2053/145 |
| Legal Subdivision | SOUTHWIND SUBDIVISION |
| Legal Lot Number | 64 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950600 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 GREENVIEW DR, 7, EFFINGHAM, IL 62401-3066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK/KS CITY |
| Jun 12, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Jul 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2009 |
| Deed Document Number | 20262823 |
| Prior Transfer Date | Jun 26, 2008 |
| Prior Transfer Doc | 002421/100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 28, 2026 |
| Property Address | 2804 PINE HURST ST, EFFINGHAM, IL 62401-4939 |
| Document Number | 0000002823 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20262823 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,499.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000002824, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20262824 |
| Name | FIRST STATE BANK/KS CITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 12, 2026 |
| Property Address | 2804 PINE HURST ST, EFFINGHAM, IL 62401-4939 |
| Document Number | 0000002146 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20262146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2804 PINE HURST ST, EFFINGHAM, IL 62401-4939 |
| Document Number | 0000002146, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20262146 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 8, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 9, 2021 |
| Property Address | 2804 PINE HURST ST, EFFINGHAM, IL 62401-4939 |
| Document Number | 0003704/21 |
| Book / Page | 3704 / 21 |
| Map Reference | MB 1260 PG 163 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 202121003474 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2804 PINE HURST ST, 2804, EFFINGHAM, IL 62401-4939 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2804 PINE HURST ST, EFFINGHAM, IL 62401-4939 |
| Document Number | 202121003475 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 202121003475 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,755.00 (-7.49%) Homeowner's exemption | $90,400 (+1%) Land $22,990 Building $67,410 | $271,200 (+1%) Land $68,970 Building $202,230 |
| 2024 | $5,140.00 (+24.09%) | $82,180 (+19.9%) Land $20,900 Building $61,280 | $246,540 (+19.9%) Land $62,700 Building $183,840 |
| 2022 | $4,142.00 Homeowner's exemption | $68,540 Land $17,430 Building $51,110 | $205,620 Land $52,290 Building $153,330 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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