2804 Phillip Pl, Bloomington, IL 61704 Property Records

McLean County property record for 2804 Phillip Pl, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,772 sqft · built 1981
Lot Size	0.185 acres (8,053 sqft)
Owner	Individual Name on Record
Last Sale	$1,845,000 (Feb 2017)
Tax Bill	$5,255 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-01-353-023`

Property Details

APN / Parcel Number

Primary APN	`21-01-353-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	1,023 sqft
Basement Area	273 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,053 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2804 PHILLIP PL
City	BLOOMINGTON
State	IL
Zip	61704-4638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WASHINGTON EAST 10TH ADD LOT 397
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	WASHINGTON EAST 10TH ADD
Legal Lot Number	397
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2022
Census Tract	1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 PHILLIP PL, BLOOMINGTON, IL 61704-4638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BLOOMINGTON
Feb 16, 2017	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Prior Sale	Oct 19, 2009 · Amount on Record
Deed Document Number	20173031
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2804 PHILLIP PL, BLOOMINGTON, IL 61704-4638
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600001333
Date	Feb 2, 2026
Instrument	2026-00001333

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 8, 2031

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 16, 2017
Property Address	2804 PHILLIP PL, BLOOMINGTON, IL 61704-4638
Document Number	201700003031
Map Reference	DOC78-4769
Instrument Date	Feb 13, 2017
Instrument	2017-00003031
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,767.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 PHILLIP PL, BLOOMINGTON, IL 61704-4638
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,998 (+27.48%) Land $16,552 Building $63,446	$239,994 (+27.48%) Land $49,656 Building $190,338
2024	$5,255.00 (+10.79%)
2023	$4,743.00	$62,753 Land $12,983 Building $49,770	$188,259 Land $38,949 Building $149,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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