2804 Oak Tree Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2804 Oak Tree Ct, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,505 sqft · built 1979
Lot Size0.335 acres (14,623 sqft)
OwnerIndividual Name on File
Tax Bill$2,147 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-758-7224-2

Property Details

APN / Parcel Number

Primary APNC62-000-758-7224-2
Alternative APNs
  • 06-28-16-77640-000-0460
  • 162806776400000460
  • R58311

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,505 sqft Heated Area
1st Floor Area1,505 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,623 sqft (0.335 acres)
Lot Dimensions136 ft deep x 85 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area338 sqft
Deck Area64 sqft
Patio Area64 sqft
Gazebo64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR58311
Old Parcel Number162806776400000460
Street Address2804 OAK TREE CT
CityPALM HARBOR
StateFL
Zip34684-3231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC OAKS LOT 46 & THAT PART OF LOT 47 DESC BEG SW COR OF SD LOT 47 TH N44D44'06"E 124.11FT TH S18D19'59"W 46.33FT TH
Legal Range16
Legal Township28
Legal Section06
Legal SubdivisionRUSTIC OAKS
Legal Lot Number46
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1009
Census Tract27331

Owner

2804 Oak Tree Ct is owned and occupied by an individual who acquired it in May 2002.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordIndividual Name on File
Mailing Address2804 OAK TREE CT, PALM HARBOR, FL 34684-3231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2002
Deed SaleMay 6, 2002
Deed Document Number1198601302
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Oak Tree Ct was $2,147 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,147.00 Homeowner's exemption Senior Citizen's exemption$156,387$436,944 Land $159,079 Building $277,865
2023$2,024.00 (+3.74%) Homeowner's exemption Senior Citizen's exemption$147,553 (+3%)$407,563 (+17.89%) Land $193,578 Building $213,985
2022$1,951.00 Homeowner's exemption Senior Citizen's exemption$143,255$345,712 Land $184,512 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Oak Tree Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Oak Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number