McLennan County property record for 2804 Mount Carmel Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,379 sqft · built 1973 |
| Lot Size | 0.398 acres (17,323 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,300 (Jun 2020) |
| Tax Bill | $4,983 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-030401-004900-9 |
| Primary APN | 48-030401-004900-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,379 sqft Living Area |
| Gross Area | 2,928 sqft |
| 1st Floor Area | 2,379 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,323 sqft (0.398 acres) |
| Garage Type | Attached |
| Garage Area | 549 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,134 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 446 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2804 MOUNT CARMEL DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | MOUNTAINVIEW EST LOT 2 BLOCK D ACRES .3977 |
| Legal Subdivision | MOUNTAINVIEW EST |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 2600 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2804 MOUNT CARMEL DR, WACO, TX 76710-1288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK |
| Jun 1, 2020 | Vendor's Lien, Transfer ALLIANCE BANK CENTRAL TEXAS |
| Jun 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 1, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on Record |
| Deed Sale | Jun 1, 2020 · Amount on Record |
| Prior Sale | Mar 1, 2017 |
| Deed Document Number | 202017582 |
| Prior Transfer Date | May 20, 2020 |
| Prior Transfer Doc | 0000017580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2804 MOUNT CARMEL DR, WACO, TX 76710-1288 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009017 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020009017 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2804 MOUNT CARMEL DR, WACO, TX 76710-1288 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042746 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020042746 |
| Name | AFFILIATED BANK |
|---|---|
| Type | Bank |
| Address | ARLINGTON, TX 76015 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 1, 2020 |
| Property Address | 2804 MOUNT CARMEL DR, WACO, TX 76710-1288 |
| Document Number | 0000017582 |
| Map Reference | VOL 912 PG 214 |
| Instrument Date | May 27, 2020 |
| Instrument | 2020017582 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3711 ASCENCION CIR, LAS CRUCES, NM 88012-7662 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017583 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020017583 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jun 1, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 1, 2020 |
| Property Address | 2804 MOUNT CARMEL DR, WACO, TX 76710-1288 |
| Document Number | 0000017580 |
| Instrument Date | May 20, 2020 |
| Instrument | 17580 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2804 MOUNT CARMEL DR WACO TX 767101288, WACO, TX 76710-1288 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 31, 2019 |
| Property Address | 2804 MOUNT CARMEL DR, WACO, TX 76710-1288 |
| Document Number | 0000025326 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 25326 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 16613 HEMLOCK DR SPRING LAKE MI 494569707, SPRING LAKE, MI 49456-9707 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 1, 2017 |
| Property Address | 2804 MOUNT CARMEL DR, WACO, TX 76710-1288 |
| Document Number | 0000006325 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 6325 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2804 MOUNT CARMEL DR WACO TX 767101288, WACO, TX 76710-1288 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,847 (-1.92%) Land $45,214 Building $317,633 | $362,847 (-1.92%) Land $45,214 Building $317,633 | |
| 2025 | $4,983.00 (-39.28%) Homeowner's exemption Senior Citizen's exemption | $369,940 (+3.6%) Land $41,060 Building $328,880 | $369,940 (+3.6%) Land $41,060 Building $328,880 |
| 2024 | $8,207.00 (+2.52%) | ||
| 2023 | $357,080 Land $41,060 Building $316,020 | $357,080 Land $41,060 Building $316,020 | |
| 2022 | $8,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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