2804 Midsummer Dr, Windermere, FL 34786 Property Records

Orange County property record for 2804 Midsummer Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1979
Square Footage	2,829 sqft Living Area
Lot Size	107,480 sqft (2.46 acres)
Occupancy	Owner Occupied
Last Sale	$2,125,000 (2024)
Tax Bill	$28,876.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-23-28-4406-00-120`
Alternative APNs	`282304440600120` `273774` `278616` `282771`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,829 sqft Living Area
Gross Area	3,763 sqft Gross Area
1st Floor	2,577 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	107,480 sqft (2.46 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	650 sqft Garage
Porch Area	536 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	2804 MIDSUMMER DR
City	WINDERMERE
State	FL
Zip	34786-8321
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE DOWN SHORES REPLAT 4/31 LOT 12 SEE 2814/1460
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	LAKE DOWN SHORES REP
Legal Tract	4406
Legal Lot Number	12
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	1
Census Block	1020
Census Tract	14814

Owner

Source: Orange County records · APN 04-23-28-4406-00-120

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2804 MIDSUMMER DR, WINDERMERE, FL 34786-8321
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2024 · Amount on Record
Deed Sale	Feb 05, 2024 · Amount on Record
Deed Doc Number	202467669
Record Refreshed	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 05, 2024
Property Address	2804 MIDSUMMER DR, WINDERMERE, FL 34786-8321
Document Number	0000067669
Map Reference	MB 4 PG 32
Instrument Date	Jan 24, 2024
Instrument	20240067669
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14,875.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2252 TREASURE HILL ST, MINNEOLA, FL 34715-9358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 MIDSUMMER DR, WINDERMERE, FL 34786-8321

Mortgage

Document Number	0000067670
Date	Feb 05, 2024
Instrument	20240067670

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,768,650 (-0.53%) Land $1,200,000 Building $568,650	$1,768,650 (-0.53%) Land $1,200,000 Building $568,650
2025	$28,876.00 (+6.7%) Homeowner's exemption	$1,778,070 (+228.55%) Land $1,200,000 Building $578,070	$1,778,070 (+10.85%) Land $1,200,000 Building $578,070
2024	$27,062.00 (+230.35%)
2023	$8,192.00 (+3.25%) Homeowner's exemption	$541,194 (+3%)	$1,604,016 (+19.27%) Land $1,200,000 Building $404,016
2022	$7,934.00 Homeowner's exemption	$525,431	$1,344,887 Land $1,000,000 Building $344,887

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	100.7 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.