2804 Madison Ave, New Bern, NC 28562 Property Records

Craven County property record for 2804 Madison Ave, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,601 sqft · built 1970
Lot Size	0.303 acres (13,217 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Jul 2020)
Tax Bill	$1,588 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-044-A-116`

Property Details

APN / Parcel Number

Primary APN	`8-044-A-116`
Alternative APN	`129936`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,217 sqft (0.303 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129936
Street Address	2804 MADISON AVE
City	NEW BERN
State	NC
Zip	28562-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	17 BLK E SOUTHGATE
Legal Subdivision	SOUTHGATE
Legal Block	E
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2005
Census Tract	960402

Owner

2804 Madison Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2804 MADISON AVE, NEW BERN, NC 28562-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage PNC BANK NA
Mar 27, 2019	Other, Transfer
Sep 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	202010057357
Deed Book / Page	3620 / 1242
Prior Transfer Date	Jan 1, 1977
Prior Transfer Doc	0900000468
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2804 MADISON AVE, NEW BERN, NC 28562-2012
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03662/1838
Date	Apr 5, 2021
Book Page	3662/1838
Instrument	10072871

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 9, 2020
Property Address	2804 MADISON AVE, NEW BERN, NC 28562-2012
Document Number	03620/1242
Book / Page	3620 / 1242
Map Reference	MB 9 PG 43
Instrument Date	Jun 18, 2020
Instrument	10057357
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 MOCKINGBIRD LN, 1420, NEW BERN, NC 28562-5718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 MADISON AVE, NEW BERN, NC 28562-2012

Mortgage

Document Number	0036201245
Date	Jul 9, 2020
Instrument	3620/1245

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Other, Transfer

Document Type	Other
Jurisdiction	CRAVEN NC
Recording Date	Mar 27, 2019
Property Address	2804 MADISON AVE, NEW BERN, NC 28562-2012
Document Number	003565/280
Book / Page	3565 / 280
Instrument Date	Mar 26, 2019
Instrument	10035473
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 MADISON AVE, NEW BERN, NC 28562-2012

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 21, 2018
Property Address	2804 MADISON AVE, NEW BERN, NC 28562-2012
Document Number	003548/207
Book / Page	3548 / 207
Instrument Date	Sep 11, 2018
Instrument	000010027698
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600, ANAHEIM, CA 92808
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2804 Madison Ave was $1,588, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,588.00 (+3.45%)	$175,340 (-) Land $35,000 Building $140,340	$175,340 (-) Land $35,000 Building $140,340
2025	$1,535.00	$175,340 Land $35,000 Building $140,340	$175,340 Land $35,000 Building $140,340
2023	$1,506.00 (+50.45%)	$175,340 (+94.05%) Land $35,000 Building $140,340	$175,340 Land $35,000 Building $140,340
2022	$1,001.00	$90,360 Land $20,000 Building $70,360
2018			$90,360 Land $20,000 Building $70,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Madison Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Madison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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