2804 Lower Dry Falls Ct, Raleigh, NC 27603 Property Records

Wake County property record for 2804 Lower Dry Falls Ct, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 2001
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on File
Last Sale	$189,000 (May 2005)
Tax Bill	$3,297 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0792.10-47-7045 0253450`

Property Details

APN / Parcel Number

Primary APN	`0792.10-47-7045 0253450`
Alternative APNs	`025345001` `0253450`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,000 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Garage Area	76 sqft
Porch	Porch
Porch Area	20 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0253450
Old Parcel Number	025345001
Street Address	2804 LOWER DRY FALLS CT
City	RALEIGH
State	NC
Zip	27603-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LO213 TRAILWOOD HILLS SUB PH5 BM1998-02402
Legal Township	18
Legal Subdivision	TRAILWOOD HILLS SUB
Legal Phase	5
Legal Lot Number	213
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	1
Census Block	1007
Census Tract	52303

Owner

The current owner of 2804 Lower Dry Falls Ct bought it in May 2005.

Source: Wake County records, as of April 18, 2024

Owner of Record	Owner Name on File
Mailing Address	2525 FERNDOWN CT, RALEIGH, NC 27603-3346

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TR BK
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2005 · Amount on File
Deed Sale	May 26, 2005 · Amount on File
Prior Sale	Jun 29, 2001 · Amount on File
Deed Document Number	0113792225
Deed Book / Page	11379 / 2225
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2804 LOWER DRY FALLS CT, RALEIGH, NC 27603-5951
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018838/947
Date	Dec 13, 2021
Book Page	18838/947

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2804 LOWER DRY FALLS CT, RALEIGH, NC 27603-5951
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180060360
Date	Aug 7, 2020
Book Page	18006/360

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27627

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2804 LOWER DRY FALLS CT, RALEIGH, NC 27603-5951
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	186332446
Date	Aug 6, 2021
Book Page	18633/2446

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27627

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2804 LOWER DRY FALLS CT, RALEIGH, NC 27603-5951
Document Number	177420408
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 LOWER DRY FALLS CT RALEIGH NC 276035951, RALEIGH, NC 27603-5951

Mortgage

Document Number	177420408
Date	Feb 10, 2020
Book Page	017742/000408

Lender

Name	CENTRAL TR BK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2804 LOWER DRY FALLS CT, RALEIGH, NC 27603-5951
Document Number	174472519
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 LOWER DRY FALLS CT RALEIGH NC 276035951, RALEIGH, NC 27603-5951

Mortgage

Document Number	174472519
Date	May 20, 2019
Book Page	017447/002519

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,297.00	$300,700 Land $60,000 Building $240,700	$300,700 Land $60,000 Building $240,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Lower Dry Falls Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Lower Dry Falls Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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