2804 Lafayette Trace Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2804 Lafayette Trace Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2007
Square Footage	4,186 sqft Living Area
Lot Size	12,414 sqft (0.285 acres)
Occupancy	Owner Occupied
Last Sale	$580,000 (2022)
Tax Bill	$12,233.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0700-0001-3350`
Alternative APNs	`263015070000013350` `120699`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Building Area	4,186 sqft Living Area
Gross Area	5,116 sqft Gross Area
1st Floor	2,825 sqft 1st Floor
Upper Floors	1,361 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,414 sqft (0.285 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	196 sqft Pool
Deck Area	529 sqft Deck
Porch Area	468 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	2804 LAFAYETTE TRACE DR
City	SAINT CLOUD
State	FL
Zip	34772-8719
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 335
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	3350
Legal Lot Number	335
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2021
Census Tract	43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-3350

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2804 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Oct 06, 2008 · Amount on Record
Deed Doc Number	2022166741
Deed Book / Page	6316 / 205
Record Refreshed	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 16, 2022
Property Address	2804 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719
Document Number	0063160205
Book / Page	6316 / 205
Map Reference	MB 16 PG 34-41
Instrument Date	Nov 14, 2022
Instrument	2022166741
Transaction Type	Transfer
Record Updated	Dec 06, 2022
Title Company	MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11607 PARKWAY DR, 11607, ELMONT, NY 11003-3935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 LAFAYETTE TRACE DR, SAINT CLOUD, FL 34772-8719

Mortgage

Document Number	0063160208
Date	Nov 16, 2022
Book Page	6316/208
Instrument	2022166742

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,233.00 (+9.05%)	$582,500 (+9.12%) Land $85,000 Building $497,500	$582,500 (+9.12%) Land $85,000 Building $497,500
2023	$11,218.00 (+27.69%)	$533,800 (+10.59%) Land $75,000 Building $458,800	$533,800 (+10.59%) Land $75,000 Building $458,800
2022	$8,785.00	$482,700 Land $70,000 Building $412,700	$482,700 Land $70,000 Building $412,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.