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2804 Junction Rd, Zellwood, FL 32798 Property Records

Orange County property record for 2804 Junction Rd, Zellwood, FL 32798

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,082 sqft · built 1974
Lot Size0.478 acres (20,840 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Mar 2014)
Tax Bill$2,902 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN26-20-27-7205-00-050

Property Details

APN / Parcel Number

Primary APN26-20-27-7205-00-050
Alternative APNs
  • 272026720500050
  • 107992
  • 108642
  • 109927

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,082 sqft Living Area
Gross Area1,296 sqft
1st Floor Area936 sqft
Utility Area99 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,840 sqft (0.478 acres)

Exterior Amenities

PorchSlab
Porch Area261 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2804 JUNCTION RD
CityZELLWOOD
StateFL
Zip32798-5492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionPONKAN TERRACE 5/11 LOT 5
Legal Range27E
Legal Township20S
Legal Section26
Legal SubdivisionPONKAN TERRACE
Legal Tract7205
Legal Lot Number5
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1035
Census Tract17902

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2804 JUNCTION RD, ZELLWOOD, FL 32798-5492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Commercial Mortgage
CHAMPIONS FUNDING LLC
Sep 11, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2014 · Amount on File
Deed SaleMar 18, 2014 · Amount on File
Prior SaleAug 15, 2012 · Amount on File
Deed Document Number2014137096
Deed Book / Page10717 / 6716
Last Transfer DateSep 6, 2018
Transfer Doc0000537195
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2804 JUNCTION RD, ZELLWOOD, FL 32798-5492
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1693 SPINFISHER DR, APOPKA, FL 32712-5738

Mortgage

Document Number0000614258
DateOct 23, 2025
Instrument20250614258
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateSep 11, 2018
Property Address2804 JUNCTION RD, ZELLWOOD, FL 32798-5492
Document Number0000537195
Instrument DateSep 6, 2018
Instrument537195
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 JUNCTION RD ZELLWOOD FL 327985492, ZELLWOOD, FL 32798-5492

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,552 (+1%)$167,810 (-2%) Land $85,000 Building $82,810
2025$2,902.00 (+9.47%)$145,047 (+2.07%)$171,230 (+20.49%) Land $85,000 Building $86,230
2024$2,651.00 (+16.02%)
2023$2,285.00 (+16.46%)$142,112 (+28.26%) Land $65,000 Building $77,112$142,112 (+28.26%) Land $65,000 Building $77,112
2022$1,962.00$110,800 Land $45,000 Building $65,800$110,800 Land $45,000 Building $65,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZELLWOOD WATER USERS INC. (2 WPS)
private · serves 1,320 people · EPA ID FL3481507
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS)
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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