2804 Joelle Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2804 Joelle Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,251 sqft · built 1986
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Jul 2021)
Tax Bill	$8,083 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`79-20304`

Property Details

APN / Parcel Number

Primary APN	`79-20304`
Alternative APN	`30303032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,251 sqft Living Area
1st Floor Area	1,691 sqft
2nd Floor Area	1,560 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	12,300 sqft (0.282 acres)
Lot Width	85 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2804 JOELLE DR
City	TOLEDO
State	OH
Zip	43617-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	JAMESFORD WOODS WEST LOT 38
Legal Subdivision	JAMESFORD WOODS
Legal Tract	92
Legal Lot Number	38
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3006
Census Tract	9205

Owner

2804 Joelle Dr is owned and occupied by an individual who bought it in July 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2804 JOELLE DR, TOLEDO, OH 43617-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 7, 2020	Deed of Trust, Mortgage · Conventional with PMI LOWER
Mar 11, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MIDWEST MORTGAGE INVESTMENTS LYD
Jun 22, 2018	Warranty Deed, Transfer CROWN FLP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Mar 11, 2019 · Amount on File
Deed Document Number	202107300040473
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 30, 2021
Property Address	2804 JOELLE DR, TOLEDO, OH 43617-1314
Document Number	0000040473
Map Reference	VOL 109 PG 25&26
Instrument Date	Jul 23, 2021
Instrument	202107300040473
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 JOELLE DR, TOLEDO, OH 43617-1314

Mortgage

Document Number	0000040474
Date	Jul 30, 2021
Instrument	202107300040474

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2804 JOELLE DR, TOLEDO, OH 43617-1314
Document Number	0000058029
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 JOELLE DR TOLEDO OH 436171314, TOLEDO, OH 43617-1314

Mortgage

Document Number	0000058029
Date	Dec 18, 2020
Instrument	58029

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 11, 2019
Property Address	2804 JOELLE DR, TOLEDO, OH 43617-1314
Document Number	0000008691
Map Reference	VOL 109 PG 25&26
Instrument Date	Mar 8, 2019
Instrument	201903110008691
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 JOELLE DR, TOLEDO, OH 43617-1314

Mortgage

Document Number	0000008692
Date	Mar 11, 2019
Instrument	201903110008692

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LYD

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 22, 2018
Property Address	2804 JOELLE DR, TOLEDO, OH 43617-1314
Document Number	0000027174
Instrument Date	Jun 21, 2018
Instrument	27174
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5658 TOLEDO OH 436130658, TOLEDO, OH 43613-0658

Mortgage

Document Number	27175
Date	Jun 22, 2018
Instrument	27175

Lender

Name	CROWN FLP
Address	PO BOX 5658, TOLEDO, OH 43613-0658

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Joelle Dr was $8,083, up 5.1% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,083.00 (+5.06%)	$121,275 (-) Land $20,545 Building $100,730
2024	$7,694.00 (-3.54%)	$121,275 (+14.77%) Land $20,545 Building $100,730	$346,500 Land $58,700 Building $287,800
2023	$7,976.00 (-0.06%)	$105,665 (-) Land $18,480 Building $87,185
2022	$7,981.00 Homeowner's exemption	$105,665 Land $18,480 Building $87,185
2021			$301,900 Land $52,800 Building $249,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2804 Joelle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Joelle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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