McLennan County property record for 2804 Ethel Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,162 sqft · built 1945 |
| Lot Size | 0.284 acres (12,375 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,045 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 480340000656005 |
| Primary APN | 480340000656005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Flooring | Carpet |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,375 sqft (0.284 acres) |
| Lot Dimensions | 165 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 100 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 186448 |
|---|---|
| Old Parcel Number | 4803400006560050111 |
| Street Address | 2804 ETHEL AVE |
| City | WACO |
| State | TX |
| Zip | 76707-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | PROVIDENT LOT 2 A3 BLOCK 53 ACRES .2841 |
| Legal Subdivision | PROVIDENT |
| Legal Block | 53 |
| Legal Lot Number | 2 A3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 900 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2536 LASALLE DR, IRVING, TX 75062-7125 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 28, 2019 | Vendor's Lien, Transfer GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2019 |
| Deed Sale | Feb 28, 2019 |
| Prior Sale | Mar 8, 2007 |
| Deed Document Number | 2019006437 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2804 ETHEL AVE, WACO, TX 76707-1927 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000013241 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021013241 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 28, 2019 |
| Property Address | 2804 ETHEL AVE, WACO, TX 76707-1927 |
| Document Number | 0000006437 |
| Map Reference | VOL 96 PG 133 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019006437 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2804 ETHEL AVE, 2804, WACO, TX 76707-1927 |
| Name | Verified Name |
|---|---|
| Address | 2536 LASALLE DR, IRVING, TX 75062-7125 |
| Document Number | 0000006438 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019006438 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,000 (-3.7%) Land $26,730 Building $103,270 | $130,000 (-3.7%) Land $26,730 Building $103,270 | |
| 2024 | $3,045.00 (+0.63%) | ||
| 2023 | $135,000 Land $26,730 Building $108,270 | $135,000 Land $26,730 Building $108,270 | |
| 2022 | $3,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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