Anderson County property record for 2804 Echo Trl, Anderson, SC 29621
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3,887 sqft |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Dec 2022) |
| Tax Bill | $4,220 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-22-07-016 |
| Primary APN | 122-22-07-016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 3,887 sqft Heated Area |
| Gross Area | 2,502 sqft |
| 1st Floor Area | 2,502 sqft |
| Lot Area | 8,500 sqft (0.195 acres) |
|---|---|
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Storage Building | Storage Building |
| Street Address | 2804 ECHO TRL |
|---|---|
| City | ANDERSON |
| State | SC |
| Zip | 29621-1911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CP 000/000 PP 090/321 F050 D170 PP 054/106 LTS 20A 32 + PT 33 ECHO TR |
| Legal Subdivision | CONCORD ACRES |
| Legal Lot Number | 20A |
| Jurisdiction | ANDERSON SC |
| Township / Civil Division | ANDERSON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 1100 |
Source: Anderson County assessment roll, APN 122-22-07-016, as of April 3, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2804 ECHO TRL, ANDERSON, SC 29621-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit SPERO FINANCIAL FCU |
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Deed Document Number | 202238707 |
| Deed Book / Page | 16551 / 55 |
| Prior Transfer Date | Feb 27, 2014 |
| Prior Transfer Doc | 1128900099 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANDERSON SC |
| Recording Date | Dec 30, 2022 |
| Property Address | 2804 ECHO TRL, ANDERSON, SC 29621-1911 |
| Document Number | 16551/00055 |
| Book / Page | 16551 / 55 |
| Map Reference | MB 90 PG 321 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 220038707 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2804 ECHO TRL, ANDERSON, SC 29621-1911 |
| Document Number | 0220038708 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 220038708 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 01, 2038 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON SC |
| Property Address | 2804 ECHO TRL, ANDERSON, SC 29621-1911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 16457/00164 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 16457/164 |
| Instrument | 220033566 |
| Name | SPERO FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON SC |
| Property Address | 2804 ECHO TRL, ANDERSON, SC 29621-1911 |
| Document Number | 1502200038 |
| Instrument Date | Jan 04, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2804 ECHO TRL ANDERSON SC 296211911, ANDERSON, SC 29621-1911 |
| Document Number | 1502200038 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 015022/000038 |
| Instrument | 1297 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON SC |
| Property Address | 2804 ECHO TRL, ANDERSON, SC 29621-1911 |
| Document Number | 1400700119 |
| Instrument Date | Jul 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 2804 ECHO TRL ANDERSON SC 296211911, ANDERSON, SC 29621-1911 |
| Document Number | 1400700119 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 014007/000119 |
| Instrument | 16837 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
Source: Anderson County assessment roll as of April 3, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Anderson County |
| Municipality | Anderson City |
| Unified School District | Anderson School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,220.00 (-0.68%) | $19,790 (-) Land $1,080 Building $18,710 | |
| 2024 | $4,249.00 (+1.51%) | $19,790 (+0.92%) Land $1,080 Building $18,710 | $494,850 (+0.96%) |
| 2023 | $4,186.00 (+79.04%) | $19,610 (+109.51%) Land $1,780 Building $17,830 | $490,140 (+69.95%) |
| 2022 | $2,338.00 | $9,360 Land $1,400 Building $7,960 | |
| 2021 | $288,410 |
Source: FEMA National Flood Hazard Layer, Anderson County (45007C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450070011003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 169 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system SC0410012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELECTRIC CITY UTILITIES serves 38,204 people |
|---|---|
| Water Source | Purchased surface water from ANDERSON REGIONAL JOINT WS |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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