2804 E Spruce St, Seattle, WA 98122 Property Records

King County property record for 2804 E Spruce St, Seattle, WA 98122 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,890 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$1,600,000 (Oct 2023)
Tax Bill	$12,420 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`684070-1465`

Property Details

APN / Parcel Number

Primary APN	`684070-1465`
Alternative APN	`684070146502`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Building Area	1,890 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2015
Lot Area	5,000 sqft (0.115 acres)
Porch	Open Porch
Deck Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	684070146502
Street Address	2804 E SPRUCE ST
City	SEATTLE
State	WA
Zip	98122-6244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PONCIN GAMMA ADD PLAT BLOCK: 21 PLAT LOT: 4
Legal Subdivision	PONCIN GAMMA ADD
Legal Block	21
Legal Lot Number	4
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	3
Census Block	3002
Census Tract	8800

Owner

Source: King County records · APN 684070-1465

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2804 E SPRUCE ST, SEATTLE, WA 98122-6244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Aug 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Mar 28, 2003 · Amount on Record
Deed Document Number	2023644
Prior Transfer Date	Nov 02, 2015
Prior Transfer Doc	0000001205
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 18, 2023
Property Address	2804 E SPRUCE ST, SEATTLE, WA 98122-6244
Document Number	0000000644
Map Reference	VOL 20 PG 51
Instrument Date	Oct 16, 2023
Instrument	20231018000644
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28,642.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 E SPRUCE ST, SEATTLE, WA 98122-6244

Mortgage

Document Number	0000000645
Date	Oct 18, 2023
Instrument	20231018000645

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	2804 E SPRUCE ST, SEATTLE, WA 98122-6244
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000564
Date	Aug 02, 2022
Instrument	20220802000564

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

Tax Assessment & Valuation

Source: King County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,420.00 (+6.52%)
2025		$1,180,000 (-1.09%) Land $707,000 Building $473,000	$1,180,000 (-1.09%) Land $707,000 Building $473,000
2024	$11,660.00 (+11.78%)	$1,193,000 (-0.58%) Land $694,000 Building $499,000	$1,193,000 (-0.58%) Land $694,000 Building $499,000
2022	$10,431.00	$1,200,000 Land $599,000 Building $601,000	$1,200,000 Land $599,000 Building $601,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, King County (53033C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 1% of Washington
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 865 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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