Champaign County property record for 2804 E Concord Rd, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Sep 2025) |
| Tax Bill | $8,261 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-21-03-451-003 |
| Primary APN | 30-21-03-451-003 |
|---|
| Lot Area | 82,328 sqft (1.89 acres) |
|---|
| Street Address | 2804 E CONCORD RD |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 10 FLESSNER SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 03 |
| Legal Subdivision | FLESSNER SUB |
| Legal Lot Number | 10 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | URBANA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 5402 |
Source: Champaign County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2804 E CONCORD RD, URBANA, IL 61802-7755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FSB OF CHAMPAIGN URBANA |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Deed Document Number | 202514122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Sep 17, 2025 |
| Property Address | 2804 E CONCORD RD, URBANA, IL 61802-7755 |
| Document Number | 0000014122 |
| Map Reference | DOC 699784 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025R14122 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | GUARANTEED TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2804 E CONCORD RD, URBANA, IL 61802-7755 |
| Document Number | 0000014123 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025R14123 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 2804 E CONCORD RD, URBANA, IL 61802-7755 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002452 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024R02452 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 14, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 2804 E CONCORD RD, URBANA, IL 61802-7755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025946 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021R25946 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate | 2.87% |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,840 (+8.1%) Land $49,260 Building $66,580 | $347,520 (+8.1%) Land $147,780 Building $199,740 | |
| 2024 | $8,261.00 (+47.15%) Homeowner's exemption | $107,160 (+15.85%) Land $45,570 Building $61,590 | $321,480 (+15.85%) Land $136,710 Building $184,770 |
| 2022 | $5,614.00 Homeowner's exemption Additional exemption filed | $92,500 Land $39,330 Building $53,170 | $277,500 Land $117,990 Building $159,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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