2804 E 38th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 2804 E 38th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft · built 1959
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (May 2020)
Tax Bill	$3,898 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/07927-023-000`

Property Details

APN / Parcel Number

Primary APN	`060/07927-023-000`
Alternative APN	`792328301029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	500 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2016
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2804 E 38TH CT
City	DES MOINES
State	IA
Zip	50317-5749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 SHERIDAN PARK PLAT NO 1
Legal Subdivision	SHERIDAN PARK PLAT 1
Legal Lot Number	23
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3011
Census Tract	102

Owner

Source: Polk County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 E 38TH CT, DES MOINES, IA 50317-5749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Jan 11, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 26, 2020	Warranty Deed, Transfer · Conventional with PMI VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Oct 10, 2005 · Amount on Record
Deed Document Number	202019-00100225
Deed Book / Page	17849 / 781
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jun 26, 2026
Property Address	2804 E 38TH CT, DES MOINES, IA 50317-5749
Document Number	0000038800
Book / Page	20571 / 142
Instrument Date	Jun 22, 2026
Instrument	202638800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 E 38TH CT, DES MOINES, IA 50317-5749

Mortgage

Document Number	0000038800,
Date	Jun 26, 2026
Book Page	20571/142
Instrument	202638800

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2804 E 38TH CT, DES MOINES, IA 50317-5749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061099
Date	Jan 11, 2017
Book Page	16341/0628
Instrument	2016-00061099

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 26, 2020
Property Address	2804 E 38TH CT, DES MOINES, IA 50317-5749
Document Number	0000100225
Book / Page	017849 / 000781
Instrument Date	May 21, 2020
Instrument	100225
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 E 38TH CT DES MOINES IA 503175749, DES MOINES, IA 50317-5749

Mortgage

Document Number	100227
Date	May 26, 2020
Book Page	017849/000785
Instrument	100227

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,300 (+13.23%) Land $40,700 Building $183,600	$224,300 (+13.23%) Land $40,700 Building $183,600
2024	$3,898.00 (+16.57%)
2023		$198,100 Land $35,500 Building $162,600	$198,100 Land $35,500 Building $162,600
2020	$3,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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