2804 E 37th St, Des Moines, IA 50317 Property Records

Polk County property record for 2804 E 37th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1969
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Sep 2020)
Tax Bill	$3,240 (2024)
Deeds & Mortgages	Nov 2017 Line of Credit Sep 2020 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060/04279-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/04279-000-000`
Alternative APN	`792329428034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2804 E 37TH ST
City	DES MOINES
State	IA
Zip	50317-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 577 FOUR MILE
Legal Subdivision	FOUR MILE
Legal Lot Number	577
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1025
Census Tract	103

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 E 37TH ST, DES MOINES, IA 50317-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit FREEDOM FINANCIAL BANK
Sep 15, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage LOWA FINANCIAL AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Document Number	202030099
Deed Book / Page	18066 / 218
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0000101447
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2804 E 37TH ST, DES MOINES, IA 50317-3312
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045094
Date	Nov 30, 2017
Book Page	16741/0934
Instrument	2017-00045094

Lender

Name	FREEDOM FINANCIAL BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 15, 2020
Property Address	2804 E 37TH ST, DES MOINES, IA 50317-3312
Document Number	0000030099
Book / Page	18066 / 218
Instrument Date	Sep 9, 2020
Instrument	2020-00030099
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 E 37TH ST, DES MOINES, IA 50317-3312

Mortgage

Document Number	0000030102
Date	Sep 15, 2020
Instrument	2020-00030102

Lender

Name	LOWA FINANCIAL AUTHORITY
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,300 (+13.76%) Land $29,900 Building $169,400	$199,300 (+13.76%) Land $29,900 Building $169,400
2024	$3,240.00 (-4.26%)
2023		$175,200 Land $26,000 Building $149,200	$175,200 Land $26,000 Building $149,200
2020	$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	55 (1982–2026)
Claims Outside the SFHA	35 of 55
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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