Westmoreland County property record for 2804 Dwight Ave, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,995 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,900 (Jun 2006) |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A4-1-152 |
| Primary APN | 3A4-1-152 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,995 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 23909 |
|---|---|
| Old Parcel Number | 3A4-1-152 |
| Street Address | 2804 DWIGHT AVE |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | RIVERSIDE MEADOWS LOT 152 (.31AC PER PLAT)DB 728 PG 77 R/S |
| Legal Lot Number | 152 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10402 |
2804 Dwight Ave is owned and occupied by two individuals who bought it in June 2006.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2804 DWIGHT AVE, COLONIAL BEACH, VA 22443-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2006 · Amount on File |
| Deed Sale | Jun 5, 2006 · Amount on File |
| Deed Document Number | 0000072877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Apr 27, 2026 |
| Property Address | 2804 DWIGHT AVE, COLONIAL BEACH, VA 22443-1500 |
| Document Number | 0000000122 |
| Book / Page | 1002 / 2162 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 2804 DWIGHT AVE, COLONIAL BEACH, VA 22443-1500 |
| Document Number | 0000000122, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 1002/2162 |
| Instrument | 2026122 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 7.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 2804 DWIGHT AVE, COLONIAL BEACH, VA 22443-1500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0009690564 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 09690564 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2804 Dwight Ave was $1,310.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,310.00 | $312,100 Land $47,500 Building $264,600 | $312,100 Land $47,500 Building $264,600 |
| 2023 | $312,100 Land $47,500 Building $264,600 | $312,100 Land $47,500 Building $264,600 | |
| 2022 | $1,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2804 Dwight Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 Dwight Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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