Richland County property record for 2804 Duncan St, Columbia, SC 29205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1939 |
| Lot Size | 0.271 acres (11,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jan 2026) |
| Tax Bill | $12,364 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11315-08-02 |
| Primary APN | 11315-08-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,380 sqft Heated Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,380 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,804 sqft (0.271 acres) |
| Garage Area | 399 sqft |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00282955 |
|---|---|
| Street Address | 2804 DUNCAN ST |
| City | COLUMBIA |
| State | SC |
| Zip | 29205-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOT 3 4 5 MAJ PT LOT 6 BLK 11 59.9X172.5X59.9X172.9 #SU #PR L-190-191 & 56-8131 |
| Legal Subdivision | SHANDON |
| Legal Block | 11 |
| Legal Lot Number | 3-6 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2500 |
2804 Duncan St is owned and occupied by two individuals who bought it in January 2026.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2804 DUNCAN ST, COLUMBIA, SC 29205-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 31, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 8, 2022 | Intrafamily Transfer, Transfer |
| Sep 8, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Sep 8, 2022 · Amount on File |
| Deed Document Number | 20263352 |
| Deed Book / Page | 3093 / 2207 |
| Prior Transfer Date | Dec 22, 2023 |
| Prior Transfer Doc | 0028961765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 22, 2026 |
| Property Address | 2804 DUNCAN ST, COLUMBIA, SC 29205-2522 |
| Document Number | 0030932207 |
| Book / Page | 3093 / 2207 |
| Map Reference | MB 56 PG 8131 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026003352 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2804-2806 DUNCAN ST, 2806, COLUMBIA, SC 29205-2522 |
| Document Number | 0030932214 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 3093/2214 |
| Instrument | 2026003353 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Feb 1, 2066 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 31, 2024 |
| Property Address | 2804 DUNCAN ST, COLUMBIA, SC 29205-2522 |
| Document Number | 0028961765 |
| Book / Page | 2896 / 1765 |
| Map Reference | MB L PG 190&191 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024004409 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3001 BLOSSOM ST, COLUMBIA, SC 29205-2605 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 8, 2022 |
| Property Address | 2804 DUNCAN ST, COLUMBIA, SC 29205-2522 |
| Document Number | 0027773119 |
| Book / Page | 2777 / 3119 |
| Map Reference | MB L PG 190&191 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022050876 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3001 BLOSSOM ST, COLUMBIA, SC 29205-2605 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 8, 2022 |
| Property Address | 2804 DUNCAN ST, COLUMBIA, SC 29205-2522 |
| Document Number | 0027773123 |
| Book / Page | 2777 / 3123 |
| Map Reference | MB L PG 190&191 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022050877 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,014.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3001 BLOSSOM ST, COLUMBIA, SC 29205-2605 |
The 2025 property tax bill for 2804 Duncan St was $12,364.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,364.00 | $10,356 (-97.66%) | $442,600 (-) Land $108,000 Building $334,600 |
| 2024 | $442,600 (+4,173.85%) Land $108,000 Building $334,600 | $442,600 (+70.95%) Land $108,000 Building $334,600 | |
| 2023 | $11,192.00 | $10,356 | $258,900 |
| 2021 | $3,158.00 | $11,480 | $258,900 Land $90,000 Building $168,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2804 Duncan St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2013–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 Duncan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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