2804 Downing St, Jacksonville, FL 32205 Property Records

Duval County property record for 2804 Downing St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 1922
Lot Size	0.182 acres (7,904 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 2021)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064521-0000`

Property Details

APN / Parcel Number

Primary APN	`064521-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	1,965 sqft
1st Floor Area	1,597 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,904 sqft (0.182 acres)
Lot Dimensions	161 ft deep x 52 ft wide
Porch	Screened Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2804 DOWNING ST
City	JACKSONVILLE
State	FL
Zip	32205-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	3-54 21-2S-26E NEW RIVERSIDE LOT 12 BLK 19
Legal Range	26E
Legal Township	02S
Legal Section	21
Legal Subdivision	NEW RIVERSIDE
Legal Block	19
Legal Lot Number	12
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1002
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2804 Downing St is owned and occupied by an individual who bought it in May 2021.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2804 DOWNING ST, JACKSONVILLE, FL 32205-7504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	2021121914
Deed Book / Page	19721 / 565
Prior Transfer Date	Oct 4, 2010
Prior Transfer Doc	0153851721
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 13, 2021
Property Address	2804 DOWNING ST, JACKSONVILLE, FL 32205-7504
Document Number	0197210565
Book / Page	19721 / 565
Map Reference	MB 3 PG 54
Instrument Date	May 5, 2021
Instrument	2021121914
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4632 SUB CHASER CT, 4632, JACKSONVILLE, FL 32244-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 DOWNING ST, JACKSONVILLE, FL 32205-7504

Mortgage

Document Number	0019721568
Date	May 13, 2021
Instrument	19721/568

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 7, 2018
Property Address	2804 DOWNING ST, JACKSONVILLE, FL 32205-7504
Document Number	0183051279
Book / Page	18305 / 1279
Map Reference	MB 3 PG 54
Instrument Date	Feb 27, 2018
Instrument	2018053050
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 STRAIGHT RD, 36, JAY, NY 12941-5415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 DOWNING ST, JACKSONVILLE, FL 32205-7504

Mortgage

Document Number	2018053051
Date	Mar 7, 2018
Instrument	2018053051

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Downing St was $5,408 with a homeowner's exemption, up 3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,504 (-2.84%) Land $121,147 Building $194,357	$315,504 (-2.84%) Land $121,147 Building $194,357
2025	$5,408.00 (+3.05%) Homeowner's exemption	$324,730 Land $110,240 Building $214,490	$324,730 Land $110,240 Building $214,490
2024	$5,248.00 (+2.78%)
2023	$5,106.00 (-5.37%) Homeowner's exemption	$313,643 (+3.03%) Land $115,752 Building $197,891	$313,643 (+3.03%) Land $115,752 Building $197,891
2022	$5,396.00	$304,427 Land $115,752 Building $188,675	$304,427 Land $115,752 Building $188,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Downing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Downing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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