2804 Dover Dr, Norfolk, NE 68701 Property Records

Madison County property record for 2804 Dover Dr, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,826 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2023)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590238574`

Property Details

APN / Parcel Number

Primary APN	`590238574`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	1,390 sqft
Unfinished Basement	1,374 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2804 DOVER DR
City	NORFOLK
State	NE
Zip	68701-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	BERRY HILL 4TH ADDITION LOT 4, BLK 6; MAP NUMBER: 1501-00-0-60533-000-0002
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	ILL 4TH ADD
Legal Block	6
Legal Lot Number	4
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1014
Census Tract	960802

Owner

2804 Dover Dr is owned and occupied by an individual who bought it in August 2023.

Source: Madison County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2804 DOVER DR, NORFOLK, NE 68701-3100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Deed Document Number	20233089
Deed Book / Page	2023 / 3089
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Aug 21, 2023
Property Address	2804 DOVER DR, NORFOLK, NE 68701-3100
Document Number	02023/3089
Book / Page	2023 / 3089
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	NE NE TITLE AND ESCROW, NE NE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020233090
Date	Aug 21, 2023
Instrument	2023/3090

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	2804 DOVER DR, NORFOLK, NE 68701-3100
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2033
Date	Apr 19, 2021
Book Page	2021/2033

Lender

Name	MIDWEST BANK NA
Type	Bank
Address	PLAINVIEW, NE 68769

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Dover Dr was $3,676.

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,676.00	$314,857 Land $31,590 Building $283,267	$314,857 Land $31,590 Building $283,267
2023	$4,589.00 (+9.39%)	$248,256 (+11.03%) Land $18,118 Building $230,138	$248,256 (+11.03%) Land $18,118 Building $230,138
2022	$4,195.00	$223,598 Land $18,118 Building $205,480	$223,598 Land $18,118 Building $205,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Dover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Dover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Stealth Broadband Fixed Wireless	100 / 25

May also be available: Nextlink.

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