1. Home
  2. Illinois
  3. Naperville
  4. Deering Bay Dr

2804 Deering Bay Dr, Naperville, IL 60564 Property Records

Will County property record for 2804 Deering Bay Dr, Naperville, IL 60564

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,315 sqft · built 1996
Lot Size0.37 acres (15,982 sqft)
OwnerIndividual Name on Record
Last Sale$615,000 (Dec 2016)
Tax Bill$21,396 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-01-04-403-011

Property Details

APN / Parcel Number

Primary APN07-01-04-403-011

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,315 sqft Total Area
1st Floor Area2,042 sqft
2nd Floor Area2,273 sqft
Basement Area2,042 sqft
Unfinished Basement2,042 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeFrame
Lot Area15,982 sqft (0.37 acres)
Garage Area954 sqft

Location & Zoning

Street Address2804 DEERING BAY DR
CityNAPERVILLE
StateIL
Zip60564-4636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 738 IN WHITE EAGLE CLUB UNIT 21, BEING A SUB OF PRT OF SEC 4, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section04
Legal SubdivisionWHITE EAGLE GOLF
Legal Block21
Legal Lot Number738
Legal Unit21
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group2
Census Block2000
Census Tract880323

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2804 DEERING BAY DR, NAPERVILLE, IL 60564-4636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMELAND MORTGAGE CO
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMELAND MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2016 · Amount on Record
Deed SaleDec 6, 2016 · Amount on Record
Prior SaleJul 23, 1996 · Amount on Record
Deed Document Number201698725
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2804 DEERING BAY DR, NAPERVILLE, IL 60564-4636
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070337
DateJun 25, 2021
InstrumentR2021070337
Lender
NameHOMELAND MORTGAGE CO
TypeMortgage Company
AddressWESTMONT, IL 60559
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2804 DEERING BAY DR, NAPERVILLE, IL 60564-4636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037699
DateMay 19, 2020
InstrumentR2020037699
Lender
NameHOMELAND MORTGAGE CO
TypeMortgage Company
AddressWESTMONT, IL 60559
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2030
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,396.00 (+18.88%)$353,067 (+9.95%) Land $97,151 Building $255,916$1,059,201 (+9.95%) Land $291,453 Building $767,748
2024$321,116 (+26.22%) Land $88,359 Building $232,757$963,348 (+26.22%) Land $265,077 Building $698,271
2022$17,998.00 Homeowner's exemption$254,416 Land $73,840 Building $180,576$763,248 Land $221,520 Building $541,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Deering Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures