2804 Consaul Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2804 Consaul Rd, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 932 sqft · built 1944
Lot Size	0.214 acres (9,320 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2025)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 60.23-1-26`

Property Details

APN / Parcel Number

Primary APN	`421500 60.23-1-26`
Alternative APN	`150006002300010260000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	554 sqft
Upper Floors Area	378 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	9,320 sqft (0.214 acres)
Lot Dimensions	233 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Shed	1 Shed
Canopy	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2804 CONSAUL RD
City	SCHENECTADY
State	NY
Zip	12304-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1005
Census Tract	21801

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.23-1-26

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	50 KING ST, TROY, NY 12180-2820
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICU CU
Jul 07, 2025	Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Oct 13, 2017	Deed, Transfer · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2025 · Amount on Record
Deed Sale	Jul 07, 2025 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	202516541
Deed Book / Page	2152 / 720
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2804 CONSAUL RD, SCHENECTADY, NY 12304-1828
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 CONSAUL RD, SCHENECTADY, NY 12304-1828

Mortgage

Document Number	0000027033
Date	May 10, 2023
Book Page	5303/735
Instrument	202327033

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 28, 2033

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 07, 2025
Property Address	2804 CONSAUL RD, SCHENECTADY, NY 12304-1828
Document Number	0000016541
Instrument Date	Jul 07, 2025
Instrument	202516541
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2804 CONSAUL RD, SCHENECTADY, NY 12304-1828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 KING ST, TROY, NY 12180-2820

Mortgage

Document Number	0000016542
Date	Jul 07, 2025
Instrument	202516542

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 13, 2017
Property Address	2804 CONSAUL RD, SCHENECTADY, NY 12304-1828
Document Number	0000046473
Book / Page	1973 / 204
Instrument Date	Oct 04, 2017
Instrument	201746473
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2804 CONSAUL RD, 2804, SCHENECTADY, NY 12304-1828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 BILL RD, SCHENECTADY, NY 12303-2612

Mortgage

Document Number	0000046474
Date	Oct 13, 2017
Instrument	201746474

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2037

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,076.00 (+4.81%)	$100,700 (-) Land $15,100 Building $85,600	$166,749 (+30.82%) Land $25,004 Building $141,745
2023		$100,700 (-) Land $15,100 Building $85,600	$127,468 (+3.8%) Land $19,114 Building $108,354
2022		$100,700 Land $15,100 Building $85,600	$122,805 Land $18,415 Building $104,390
2021	$4,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Consaul Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures