2804 Co Rd S, Emerald (Glenwood City), WI 54013 Property Records

St. Croix County property record for 2804 Co Rd S, Emerald, WI 54013 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	2.61 acres (114,127 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2021)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-1072-40-100`

Property Details

APN / Parcel Number

Primary APN	`014-1072-40-100`
Alternative APN	`33.31.15.537B`

Exterior

Lot Area	114,127 sqft (2.61 acres)

Location & Zoning

Street Address	2804 COUNTY RD S
City	EMERALD
State	WI
Zip	54013-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 33 T31N R15W PT SW SW BEING CSM 14/3998 LOT 1 2.620AC
Legal Range	15W
Legal Township	31N
Legal Section	33
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	CERTIFIED SURV MAP
Legal Lot Number	1 2
Jurisdiction	ST CROIX WI
Township / Civil Division	FOREST
Census Block Group	1
Census Block	1049
Census Tract	120700

Owner

Source: St. Croix County records · APN 014-1072-40-100

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2804 COUNTY RD S, EMERALD, WI 54013-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 19, 2017	Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Dec 19, 2017
Deed Document Number	1139218
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 16, 2021
Property Address	2804 COUNTY RD S, EMERALD, WI 54013-4624
Document Number	0001139218
Map Reference	DOC634352MB14PG3998
Instrument Date	Sep 14, 2021
Instrument	1139218
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001139219
Date	Sep 16, 2021
Instrument	1139219

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2804 COUNTY RD S, EMERALD, WI 54013-4624
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001115225
Date	Oct 29, 2020
Instrument	1115225

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 19, 2017
Property Address	2804 COUNTY RD S, EMERALD, WI 54013-4624
Document Number	0001058848
Instrument Date	Dec 15, 2017
Instrument	1058848
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001058849
Date	Dec 19, 2017
Instrument	1058849

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Forest Town
Unified School District	Glenwood City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,259.00 (+4.75%) Homeowner's exemption	$291,100 (+0.94%) Land $26,900 Building $264,200	$291,100 (+0.94%) Land $26,900 Building $264,200
2023	$4,066.00 Homeowner's exemption	$288,400 Land $26,900 Building $261,500	$288,400 Land $26,900 Building $261,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Wisconsin
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Clear Lake Telephone Company	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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