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2804 Cincinnati St, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 2804 Cincinnati St, San Bernardino, CA 92407

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 926 sqft · built 1984
Lot Size0.164 acres (7,137 sqft)
OwnerCompany Name on Record
Tax Bill$1,892 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN0261-301-38-0000

Property Details

APN / Parcel Number

Primary APN0261-301-38-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area926 sqft Living Area
Gross Area1,414 sqft
1st Floor Area926 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,137 sqft (0.164 acres)
Garage TypeAttached
Garage Area488 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area72 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2804 CINCINNATI ST
CitySAN BERNARDINO
StateCA
Zip92407-2050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 10983 LOT 38
Legal SubdivisionBANNING COLONY LANDS
Legal Tract10983
Legal Block2
Legal Lot Number38
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group2
Census Block2011
Census Tract4512

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 18, 2022Intrafamily Transfer, Transfer
Feb 3, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Dec 30, 2016Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 27, 2022
Transfer Doc0000377849
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050

Mortgage

Document Number0000045740
DateFeb 18, 2026
Instrument2026-0045740
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateNov 18, 2022
Property Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050
Document Number0000377849
Map ReferenceMB 155 PG 3&4
Instrument DateOct 27, 2022
Instrument2022-0377849
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050

Mortgage

Document Number0000052656
DateFeb 3, 2021
Instrument2021-0052656
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address2804 CINCINNATI ST, SAN BERNARDINO, CA 92407-2050
Document Number0000016723
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedJan 24, 2017
Title CompanySPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 CINCINNATI ST SAN BERNARDINO CA 924072050, SAN BERNARDINO, CA 92407-2050

Mortgage

Document Number0000016723
DateJan 12, 2017
Instrument16723
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$147,201 (+2%) Land $40,169 Building $107,032
2025$1,892.00 (+4.99%) Homeowner's exemption$144,314 (+4.04%) Land $39,381 Building $104,933
2023$1,802.00 (+0.06%) Homeowner's exemption$138,710 Land $37,852 Building $100,858
2022$1,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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