Lincoln County property record for 2804 Cat Square Rd, Vale, NC 28168 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,956 sqft · built 1963 |
| Lot Size | 10 acres (438,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (Aug 2017) |
| Tax Bill | $2,466 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2676-96-8169 |
| Primary APN | 2676-96-8169 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| Basement Area | 1,147 sqft |
| Finished Basement | 777 sqft |
| Unfinished Basement | 370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 438,475 sqft (10 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 263873 |
|---|---|
| Street Address | 2804 CAT SQUARE RD |
| City | VALE |
| State | NC |
| Zip | 28168-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #1 LT BETTIE A SAIN (AKA |
| Legal Subdivision | BETTIE A SAIN ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 70600 |
Source: Lincoln County records · APN 2676-96-8169
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2804 CAT SQUARE RD, VALE, NC 28168-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR |
| Aug 31, 2017 | Grant Deed, Transfer · Conventional with PMI FIRST FSB/LINCOLNTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 2017567494 |
| Deed Book / Page | 2690 / 41 |
| Prior Transfer Date | Mar 14, 2016 |
| Prior Transfer Doc | 2574762 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2804 CAT SQUARE RD, VALE, NC 28168-9437 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 2804 CAT SQUARE RD, VALE, NC 28168-9437 |
| Document Number | 0003291254 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 3291/254 |
| Instrument | 674484 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 21, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2804 CAT SQUARE RD, VALE, NC 28168-9437 |
| Document Number | 2841157 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2804 CAT SQUARE RD VALE NC 281689437, VALE, NC 28168-9437 |
| Document Number | 2841157 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 002841/000157 |
| Instrument | 596918 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 25, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 31, 2017 |
| Property Address | 2804 CAT SQUARE RD, VALE, NC 28168-9437 |
| Document Number | 269041 |
| Book / Page | 002690 / 000041 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 567494 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2804 CAT SQUARE RD VALE NC 281689437, VALE, NC 28168-9437 |
| Document Number | 269043 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 002690/000043 |
| Instrument | 567495 |
| Name | FIRST FSB/LINCOLNTON |
|---|---|
| Type | Federal Savings Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,466.00 (+0.82%) | $372,884 (-) Land $87,835 Building $285,049 | $372,884 (-) Land $87,835 Building $285,049 |
| 2023 | $2,446.00 | $372,884 Land $87,835 Building $285,049 | $372,884 Land $87,835 Building $285,049 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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