2804 Brian Ln, Montgomery, IL 60538 Property Records

Kendall County property record for 2804 Brian Ln, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,126 sqft · built 2006
Lot Size	0.165 acres (7,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2006)
Tax Bill	$11,010 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-208-010`

Property Details

APN / Parcel Number

Primary APN	`02-02-208-010`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	5,201 sqft
1st Floor Area	3,126 sqft
Basement Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,192 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2804 BRIAN LN
City	MONTGOMERY
State	IL
Zip	60538-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 220 LAKEWOOD CREEK WEST UNIT 1 VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK WEST UNIT 1
Legal Lot Number	220
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3000
Census Tract	890404

Owner

Source: Kendall County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2804 BRIAN LN, MONTGOMERY, IL 60538-5100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	200618894
Last Transfer Date	Sep 16, 2024
Transfer Doc	0000011160
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Aug 25, 2026
Property Address	2804 BRIAN LN, MONTGOMERY, IL 60538-5100
Document Number	0000012426
Instrument Date	Aug 20, 2026
Instrument	202612426
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18449 BROHL ST, ROSEVILLE, MI 48066-2935

Mortgage

Document Number	0000012426,
Date	Aug 25, 2026
Instrument	202612426

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 31, 2026
Property Address	2804 BRIAN LN, MONTGOMERY, IL 60538-5100
Document Number	0000011160
Instrument Date	Sep 16, 2024
Instrument	202611160
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18449 BROHL ST, ROSEVILLE, MI 48066-2935

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2804 BRIAN LN, MONTGOMERY, IL 60538-5100
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005411
Date	Mar 22, 2022
Instrument	202200005411

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2804 BRIAN LN, MONTGOMERY, IL 60538-5100
Document Number	0000008206
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2804 BRIAN LN MONTGOMERY IL 605385100, MONTGOMERY, IL 60538-5100

Mortgage

Document Number	0000008206
Date	Jun 1, 2017
Instrument	8206

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,010.00 (+2.82%)	$149,094 (+34.49%) Land $14,531 Building $134,563	$447,282 (+34.49%) Land $43,593 Building $403,689
2024	$10,708.00
2022		$110,858 Land $10,804 Building $100,054	$332,574 Land $32,412 Building $300,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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