2804 Biscayne Ct, Columbia, MO 65203 Property Records

Boone County property record for 2804 Biscayne Ct, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,962 sqft · built 1972
Lot Size	0.312 acres (13,609 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jun 2021)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-511-00-01-180-00`

Property Details

APN / Parcel Number

Primary APN	`16-511-00-01-180-00`
Alternative APN	`16-511-00-01-180.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	264 sqft
Finished Basement	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	13,609 sqft (0.312 acres)
Lot Dimensions	148 ft deep x 91.6 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	348 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2804 BISCAYNE CT
City	COLUMBIA
State	MO
Zip	65203-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESHORE ESTATES NO 2 LOT 68
Legal Range	13W
Legal Township	48N
Legal Section	15
Legal Subdivision	LAKESHORE ESTATES NO 2
Legal Lot Number	68
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2007
Census Tract	1201

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 BISCAYNE CT, COLUMBIA, MO 65203-1467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF BOONE COUNTY
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Nov 9, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK OF BOONE COUNTY
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Nov 13, 2020	Deed of Trust, Construction Loan · Line of Credit CENTRAL BK/BOONE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Dec 17, 2012 · Amount on Record
Deed Document Number	202117515
Deed Book / Page	5447 / 119
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0000031289
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2804 BISCAYNE CT, COLUMBIA, MO 65203-1467
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016167
Date	Jul 16, 2020
Book Page	5227/11
Instrument	2020016167

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2804 BISCAYNE CT, COLUMBIA, MO 65203-1467
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016166
Date	Jul 16, 2020
Book Page	5227/10
Instrument	2020016166

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2804 BISCAYNE CT, COLUMBIA, MO 65203-1467
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028488
Date	Nov 9, 2020
Book Page	5304/132
Instrument	2020028488

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 15, 2021
Property Address	2804 BISCAYNE CT, COLUMBIA, MO 65203-1467
Document Number	0000017515
Book / Page	5447 / 119
Instrument Date	Jun 14, 2021
Instrument	2021017515
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 BISCAYNE CT, COLUMBIA, MO 65203-1467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017516
Date	Jun 15, 2021
Instrument	2021017516

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	Nov 13, 2020
Property Address	2804 BISCAYNE CT, COLUMBIA, MO 65203-1467
Document Number	0000028959
Book / Page	005307 / 000087
Instrument Date	Nov 6, 2020
Instrument	28959
Transaction Type	Construction Loan
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 BISCAYNE CT COLUMBIA MO 652031467, COLUMBIA, MO 65203-1467

Mortgage

Document Number	0000028959
Date	Nov 13, 2020
Book Page	005307/000087
Instrument	28959

Lender

Name	CENTRAL BK/BOONE CNTY
Address	COLUMBIA, MO 65205-0678

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,569 (-) Land $7,144 Building $39,425
2025	$3,049.00 (+12.05%)	$46,569 (+14.48%) Land $7,144 Building $39,425	$245,100 (+14.48%) Land $37,600 Building $207,500
2023	$2,721.00 (+8.15%)	$40,679 Land $7,144 Building $33,535	$214,100 Land $37,600 Building $176,500
2022	$2,516.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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