Manitowoc County property record for 2804 38th St, Two Rivers, WI 54241 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1969 |
| Square Footage | 2,147 sqft Living Area |
| Lot Size | 16,901 sqft (0.388 acres) |
| Garage | Attached, 484 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,635.00 (2025) |
| Primary APN | 53-144-002-010.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,147 sqft Living Area |
| Gross Area | 3,608 sqft Gross Area |
| Basement Area | 1,342 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 16,901 sqft (0.388 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2804 38TH ST |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-1309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | C J NIQUETTE SUB 1 LOT 1 BLK 2 |
| Legal Subdivision | NIQUETTE SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MANITOWOC WI |
| Minor Civil Division | TWO RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 5200 |
Source: Manitowoc County records · APN 53-144-002-010.01
Assessment roll updated June 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2804 38TH ST, TWO RIVERS, WI 54241-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage UNITED CREDIT UNION |
| Jul 21, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITEDONE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2022 |
| Transfer Doc | 003511/227 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2804 38TH ST, TWO RIVERS, WI 54241-1309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003511/526 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 3511/526 |
| Instrument | 1253930 |
| Name | UNITED CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Jul 21, 2022 |
| Property Address | 2804 38TH ST, TWO RIVERS, WI 54241-1309 |
| Document Number | 003511/227 |
| Book / Page | 3511 / 227 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 1253870 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2804 38TH ST, TWO RIVERS, WI 54241-1309 |
| Document Number | 0001253929 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 1253929 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
Source: Manitowoc County records · Assessment roll updated June 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Two Rivers City |
| Unified School District | Two Rivers School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,635.00 (+6.57%) Homeowner's exemption Additional exemption filed | $223,100 (-) Land $32,900 Building $190,200 | $257,936 (+41.49%) Land $38,037 Building $219,899 |
| 2024 | $3,411.00 (+20.19%) | $223,100 (+94.17%) Land $32,900 Building $190,200 | |
| 2023 | $2,838.00 Homeowner's exemption | $114,900 Land $24,000 Building $90,900 | $182,300 |
2804 38th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Manitowoc County (55071C), updated February 22, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 2nd in Wisconsin |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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