2804 28th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 2804 28th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2020)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-45-26-08-00078.0130`

Property Details

APN / Parcel Number

Primary APN	`01-45-26-08-00078.0130`
Alternative APNs	`01-45-26-L4-08078.0130` `260145L4080780130` `10337710`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	1,920 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10337710
Street Address	2804 28TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 8 BLK 78 PB 15 PG 93 LOT 13
Legal Range	26E
Legal Township	45S
Legal Section	01
Legal Subdivision	LEHIGH ACRES
Legal Tract	08
Legal Block	78
Legal Lot Number	13
Legal Unit	8
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2029
Census Tract	40303

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2804 28TH ST SW, LEHIGH ACRES, FL 33976-4003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Aug 28, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Apr 18, 2007
Deed Document Number	2020261882
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0000171905
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 28, 2020
Property Address	2804 28TH ST SW, LEHIGH ACRES, FL 33976-4003
Document Number	0000261882
Map Reference	MB 15 PG 93
Instrument Date	Oct 16, 2020
Instrument	2020000261882
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	JD TITLE & ESCROW SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10196 MIMOSA SILK DR, 10196, FORT MYERS, FL 33913-8817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 28TH ST SW, LEHIGH ACRES, FL 33976-4003

Mortgage

Document Number	0000261883
Date	Oct 28, 2020
Instrument	2020000261883

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 28, 2018
Property Address	2804 28TH ST SW, LEHIGH ACRES, FL 33976-4003
Document Number	0000206951
Instrument Date	Aug 17, 2018
Instrument	206951
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$87.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10196 MIMOSA SILK DR FORT MYERS FL 339138817, FORT MYERS, FL 33913-8817
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,183 (+4.3%) Land $24,223 Building $267,960	$292,183 (+4.3%) Land $24,223 Building $267,960
2025	$3,760.00 (+4.33%) Homeowner's exemption	$280,126 (+2.29%) Land $21,803 Building $258,323	$280,126 (-7.83%) Land $21,803 Building $258,323
2023	$3,604.00 (+4.49%) Homeowner's exemption	$273,847 (+3%)	$303,929 (+14.31%) Land $15,192 Building $288,737
2022	$3,449.00 Homeowner's exemption	$265,871 Land $10,128 Building $255,743	$265,871 Land $10,128 Building $255,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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