2804 24th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 2804 24th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,690 sqft · built 1938
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R45637`

Property Details

APN / Parcel Number

Primary APN	`R45637`
Alternative APN	`R2342000002300040000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,690 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	308 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	2804 24TH ST
City	LUBBOCK
State	TX
Zip	79410-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLWOOD PL BLK 23 L 5
Legal Subdivision	ELLWOOD PLACE
Legal Block	23
Legal Lot Number	4
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1025
Census Tract	1501

Owner

2804 24th St is owned by a company that acquired it in October 2009.

Source: Lubbock County records, as of March 26, 2026

Owner of Record	Company Name on File
Mailing Address	119 COMING ST, CHARLESTON, SC 29403-6102
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Feb 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITY BANK
Jul 29, 2019	Trustee's Deed, Construction Loan · Line of Credit CITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2009
Deed Sale	Oct 2, 2009
Prior Sale	Jun 8, 2009
Deed Document Number	200935740
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2804 24TH ST, LUBBOCK, TX 79410-1636
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 24TH ST, LUBBOCK, TX 79410-1636

Mortgage

Document Number	0000009680
Date	Mar 18, 2026
Instrument	2026009680

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2804 24TH ST, LUBBOCK, TX 79410-1636
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008559
Date	Feb 24, 2021
Instrument	2021008559

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79416

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2036

Interest

Rate Type	Adjustable Rate

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jul 29, 2019
Property Address	2804 24TH ST, LUBBOCK, TX 79410-1636
Instrument Date	Jul 24, 2019
Instrument	28711
Transaction Type	Construction Loan
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6670 LUBBOCK TX 794936670, LUBBOCK, TX 79493-6670

Mortgage

Document Number	0000028711
Date	Jul 29, 2019
Instrument	28711

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79416-4220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2804 24th St was $2,956, down 17.9% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,956.00 (-17.87%)	$167,113 Land $45,350 Building $121,763	$167,113 Land $45,350 Building $121,763
2024	$3,599.00 (+10.33%)
2023	$3,262.00 (-1.45%)	$175,534 Land $24,000 Building $151,534	$175,534 Land $24,000 Building $151,534
2022	$3,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 24th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 24th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Telespan.

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